18026 Shady Side Ln, Riverside, CA 92504 Property Records

Riverside County property record for 18026 Shady Side Ln, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,489 sqft · built 1989
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Company Names on File
Tax Bill	$5,044 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage Feb 2026 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`285-380-001`

Property Details

APN / Parcel Number

Primary APN	`285-380-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,489 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	2,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	46,174 sqft
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	18026 SHADY SIDE LN
City	RIVERSIDE
State	CA
Zip	92504-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	1.06 ACRES NET IN LOT 1 MB 140/087 TR 14044
Legal Subdivision	140M87
Legal Tract	14044
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	LAKE MATHEWS
Census Block Group	3
Census Block	3001
Census Tract	42008

Owner

18026 Shady Side Ln is owned by a company that acquired it in August 2021 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Feb 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Feb 19, 2025	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 9, 2021	Intrafamily Transfer, Transfer
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000537579
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733

Mortgage

Document Number	0000031546
Date	Feb 2, 2026
Instrument	2026-0031546

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	765 Months
Due	Nov 8, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733

Mortgage

Document Number	0000031547
Date	Feb 2, 2026
Instrument	2026-0031547

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	765 Months
Due	Nov 8, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733

Mortgage

Document Number	0000048677
Date	Feb 19, 2025
Instrument	2025-0048677

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	777 Months
Due	Nov 8, 2089

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2025
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.8%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 9, 2021
Property Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733
Document Number	0000537579
Map Reference	MB 140 PG 87-91
Instrument Date	Aug 24, 2021
Instrument	2021-0537579
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733
Document Number	0000390948
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18026 SHADY SIDE LN RIVERSIDE CA 925049733, RIVERSIDE, CA 92504-9733

Mortgage

Document Number	0000390948
Date	Oct 1, 2019
Instrument	390948

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Sep 30, 2089

Interest

Rate	3.44%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	18026 SHADY SIDE LN, RIVERSIDE, CA 92504-9733
Document Number	0000390947
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18026 SHADY SIDE LN RIVERSIDE CA 925049733, RIVERSIDE, CA 92504-9733

Mortgage

Document Number	0000390947
Date	Oct 1, 2019
Instrument	390947

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Sep 30, 2089

Interest

Rate	3.44%

Tax Assessment & Valuation

The 2025 property tax bill for 18026 Shady Side Ln was $5,044 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,542 (+2%) Land $121,955 Building $347,587
2025	$5,044.00 Homeowner's exemption	$460,336 Land $119,564 Building $340,772
2023	$4,838.00 (+2.02%) Homeowner's exemption	$442,463 Land $114,922 Building $327,541
2022	$4,742.00
2021			$729,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18026 Shady Side Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18026 Shady Side Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN MWD serves 87,955 people · EPA ID CA3310049
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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