18026 McDowell St, Marina, CA 93933 Property Records

Monterey County property record for 18026 McDowell St, Marina, CA 93933

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,865 sqft · built 2015
Lot Size	0.072 acres (3,119 sqft)
Owner	Trust Name on File
Last Sale	$527,000 (Feb 2016)
Tax Bill	$10,935 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-162-052-000`

Property Details

APN / Parcel Number

Primary APN	`031-162-052-000`
Alternative APN	`031-162-052`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,119 sqft (0.072 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-162-052
Street Address	18026 MCDOWELL ST
City	EAST GARRISON
State	CA
Zip	93933-4980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST GARRISON PHASE 1 VOL 24 C&T PG. 7 TRACT NO. 1489 LOT 98
Legal Subdivision	EAST GARRISON PHASE 1
Legal Tract	1489
Legal Lot Number	98
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2004
Census Tract	14105

Owner

18026 McDowell St is owner-occupied and held in a trust since February 2016.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	18026 MCDOWELL ST, MARINA, CA 93933-4980
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Intrafamily Transfer, Transfer
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2016 · Amount on File
Deed Sale	Feb 17, 2016 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	20168184
Prior Transfer Date	Apr 23, 2013
Prior Transfer Doc	0000026972
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 6, 2023
Property Address	18026 MCDOWELL ST, MARINA, CA 93933-4980
Document Number	0000039033
Map Reference	VOL 24 PG 7
Instrument Date	Oct 27, 2023
Instrument	2023039033
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18026 MCDOWELL ST, EAST GARRISON, CA 93933-4980

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18026 MCDOWELL ST, MARINA, CA 93933-4980
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067068
Date	Dec 5, 2017
Instrument	2017067068

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18026 MCDOWELL ST, MARINA, CA 93933-4980
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18026 MCDOWELL ST, EAST GARRISON, CA 93933-4980

Mortgage

Document Number	0000062100
Date	Oct 29, 2020
Instrument	2020062100

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 18026 McDowell St was $10,935 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,762 (+2%) Land $241,491 Building $394,271
2025	$10,935.00 Homeowner's exemption	$623,297 Land $236,756 Building $386,541
2023	$10,122.00 (+1.76%) Homeowner's exemption	$599,095 Land $227,563 Building $371,532
2022	$9,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18026 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18026 McDowell St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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