18024 Silver Leaf Dr, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 18024 Silver Leaf Dr, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,980 sqft · built 1988
Lot Size	0.15 acres (6,551 sqft)
Owner	Company Name on File
Last Sale	$192,000 (Feb 1994)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Feb 2022 Transfer Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01914992`

Property Details

APN / Parcel Number

Primary APN	`09-01914992`
Alternative APN	`01914992`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,551 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01914992
Street Address	18024 SILVER LEAF DR
City	GAITHERSBURG
State	MD
Zip	20877-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	EMORY GROVE
Legal Subdivision	EMORY GROVE
Legal Block	N
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2009
Census Tract	700729

Owner

18024 Silver Leaf Dr is owned by a company that acquired it in January 2022 and is owner-occupied.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	18024 SILVER LEAF DR, GAITHERSBURG, MD 20877-3763
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Intrafamily Transfer, Transfer
Dec 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 1994 · Amount on File
Deed Sale	Feb 15, 1994 · Amount on File
Deed Book / Page	12326 / 89
Last Transfer Date	Jan 31, 2022
Transfer Doc	0651890349
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 3, 2022
Property Address	18024 SILVER LEAF DR, GAITHERSBURG, MD 20877-3763
Document Number	0651890349
Book / Page	65189 / 349
Map Reference	MB 108 PL 12530
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18024 SILVER LEAF DR, GAITHERSBURG, MD 20877-3763

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18024 SILVER LEAF DR, GAITHERSBURG, MD 20877-3763
Document Number	0536850265
Book / Page	053685 / 000265
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18024 SILVER LEAF DR GAITHERSBURG MD 208773763, GAITHERSBURG, MD 20877-3763

Mortgage

Document Number	0536850265
Date	Jan 31, 2017
Book Page	053685/000265

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 18024 Silver Leaf Dr was $4,866, down 5.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,300 (+6.63%) Land $155,800 Building $309,500	$465,300 (-) Land $155,800 Building $309,500
2025	$4,866.00 (-5.28%)	$436,367	$465,300 Land $155,800 Building $309,500
2024	$5,137.00
2023		$378,500 Land $155,800 Building $222,700	$378,500 Land $155,800 Building $222,700
2022	$3,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18024 Silver Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18024 Silver Leaf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile.

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