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18020 Lake St E, Osakis, MN 56360 Property Records

Todd County property record for 18020 Lake St E, Osakis, MN 56360

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1968
Lot Size0.492 acres (21,440 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 2022)
Tax Bill$2,416 (2026)
Deeds & MortgagesMay 2026 Mortgage
Sep 2022 Mortgage
+ 1 more
APN10-0063800

Property Details

APN / Parcel Number

Primary APN10-0063800

Interior

Stories1 Story
Building Area1,152 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area21,440 sqft (0.492 acres)
Garage Area1,104 sqft
DrivewayAsphalt Driveway
Driveway Area1 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area98 sqft
Deck Area84 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Pole Barn576 sqft

Location & Zoning

Street Address18020 LAKE ST E
CityOSAKIS
StateMN
Zip56360-4640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal DescriptionADAM'S ADDITION (20-128-35)
Legal SubdivisionADAMS ADDITION (20-128-35)
Legal Block3
Legal Lot Number2
JurisdictionTODD MN
Township / Civil DivisionGORDON
Census Block Group2
Census Block2044
Census Tract790700

Owner

Source: Todd County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18020 LAKE ST E, OSAKIS, MN 56360-4640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
Sep 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 1, 2020Warranty Deed, Transfer
HOME TOWN ABSTRACT LLC-LP, HOME TOWN ABSTRACT LLC LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Prior SaleJul 1, 2020 · Amount on Record
Deed Document Number2022533655
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTODD MN
Recording DateMay 28, 2026
Property Address18020 LAKE ST E, OSAKIS, MN 56360-4640
Document Number0000551429
Instrument DateMay 21, 2026
Instrument2026551429
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyANCONA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18020 LAKE ST E, OSAKIS, MN 56360-4640

Mortgage

Document Number0000551429,
DateMay 28, 2026
Instrument2026551429
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTODD MN
Property Address18020 LAKE ST E, OSAKIS, MN 56360-4640
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000533656
DateSep 20, 2022
Instrument533656
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTODD MN
Recording DateJul 1, 2020
Property Address18020 LAKE ST E, OSAKIS, MN 56360-4640
Document Number0000520145
Instrument DateJun 30, 2020
Instrument520145
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyHOME TOWN ABSTRACT LLC-LP, HOME TOWN ABSTRACT LLC LP

Transaction

AmountAmount Recorded
Tax$874.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18020 LAKE ST E, OSAKIS, MN 56360-4640

Tax Assessment & Valuation

Source: Todd County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyTodd County
County SubdivisionGordon Township
Unified School DistrictOsakis Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,416.00 (+3.07%) Homeowner's exemption$273,300 (+6.47%) Land $43,000 Building $230,300$273,300 (+6.47%) Land $43,000 Building $230,300
2025$2,344.00 (-3.3%) Homeowner's exemption$256,700 (+1.06%) Land $43,000 Building $213,700$256,700 (+1.06%) Land $43,000 Building $213,700
2023$2,424.00 Homeowner's exemption$254,000 Land $43,000 Building $211,000$254,000 Land $43,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arvig
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

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