1802 Terry Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 1802 Terry Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,763 sqft · built 2011
Lot Size	0.258 acres (11,217 sqft)
Owner	2 Individual Names on File
Last Sale	$315,336 (Dec 2023)
Tax Bill	$6,297 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-9673`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-9673`
Alternative APN	`146096`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,763 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	11,217 sqft (0.258 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1802 TERRY DR
City	COPPERAS COVE
State	TX
Zip	76522-7785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 3, BLOCK 16, LOT 24, ACRES .0
Legal Subdivision	HOUSE CREEK NORTH PHS 3
Legal Phase	3
Legal Tract	24
Legal Block	16
Legal Lot Number	24
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3002
Census Tract	10604

Owner

1802 Terry Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 19, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 22, 2021	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 15, 2019	Vendor's Lien, Transfer · Seller Carry-Back IAN P POE ETAL
May 2, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	2023369742
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Recording Date	Apr 15, 2026
Property Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785
Document Number	0000392399
Instrument Date	Apr 8, 2026
Instrument	2026392399
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785

Mortgage

Document Number	0000392399,
Date	Apr 15, 2026
Instrument	2026392399

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Dec 19, 2023
Property Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785
Document Number	0000369742
Map Reference	CAB B SL 682
Instrument Date	Dec 11, 2023
Instrument	369742
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785

Mortgage

Document Number	0000369743
Date	Dec 19, 2023
Instrument	369743

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Feb 22, 2021
Property Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785
Document Number	334889
Map Reference	CAB B SL 682
Instrument Date	Nov 30, 2020
Instrument	334889
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785

Mortgage

Document Number	334890
Date	Feb 22, 2021
Instrument	334890

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Apr 15, 2019
Property Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785
Document Number	315555
Map Reference	CAB B SL 682
Instrument Date	Mar 29, 2019
Instrument	315555
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	315556
Date	Apr 15, 2019
Instrument	315556

Lender

Name	IAN P POE ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	May 2, 2018
Property Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785
Document Number	306577
Map Reference	CAB B SL 682-683
Instrument Date	Apr 27, 2018
Instrument	306577
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 TERRY DR, COPPERAS COVE, TX 76522-7785

Mortgage

Document Number	306578
Date	May 2, 2018
Instrument	306578

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,970 Land $40,000 Building $284,970	$324,970 Land $40,000 Building $284,970
2024	$6,297.00 (-3.41%)
2023	$6,519.00 (+4.22%) Homeowner's exemption	$331,170 Land $40,000 Building $291,170	$331,170 Land $40,000 Building $291,170
2022	$6,255.00 (+16.18%)
2021	$5,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1802 Terry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1802 Terry Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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