Stephens County property record for 1802 Terrace Dr, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1977 |
| Lot Size | 0.27 acres (11,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Sep 2019) |
| Tax Bill | $1,057 (2025) |
| Deeds & Mortgages | Mar 2011 Mortgage Apr 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22958 |
| Primary APN | 22958 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,742 sqft (0.27 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22958 |
|---|---|
| Street Address | 1802 TERRACE DR |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 3 LT 1 WILLIAMS WEST #3 |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 30 |
| Legal Subdivision | WILLIAMS WEST ADD PART THREE |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 101 |
1802 Terrace Dr is owned and occupied by two individuals who acquired it in May 2026.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1802 TERRACE DR, DUNCAN, OK 73533-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2011 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST MORTGAGE CO |
| Apr 20, 2006 | Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN CENTER INC |
| May 20, 2026 | Re-recorded Document STEPHENS COMPANY ABSTRACT, STEPHENS COUNTY ABSTRACT |
| Sep 6, 2019 | Warranty Deed, Transfer STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Prior Sale | Nov 17, 1995 · Amount on File |
| Deed Document Number | 20198917 |
| Deed Book / Page | 5711 / 19 |
| Last Transfer Date | May 20, 2026 |
| Transfer Doc | 0000004371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 1802 TERRACE DR, DUNCAN, OK 73533-1328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004127/032 |
|---|---|
| Date | Mar 30, 2011 |
| Book Page | 4127/032 |
| Instrument | 83-3121 |
| Name | ARVEST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 1802 TERRACE DR, DUNCAN, OK 73533-1328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | WARD TITLE AND CLOSING AGENCY, WARD TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 003325/255 |
|---|---|
| Date | Apr 20, 2006 |
| Book Page | 3325/255 |
| Instrument | 75-1047 |
| Name | HOME LOAN CENTER INC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2036 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | May 20, 2026 |
| Property Address | 1802 TERRACE DR, DUNCAN, OK 73533-1328 |
| Document Number | 0000004371 |
| Book / Page | 6868 / 87 |
| Instrument Date | May 20, 2026 |
| Instrument | 20264371 |
| Record Updated | Aug 29, 2026 |
| Title Company | STEPHENS COMPANY ABSTRACT, STEPHENS COUNTY ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1802 TERRACE DR, DUNCAN, OK 73533-1328 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Sep 6, 2019 |
| Property Address | 1802 TERRACE DR, DUNCAN, OK 73533-1328 |
| Document Number | 005711/019 |
| Book / Page | 5711 / 019 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 2019-008917 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1802 TERRACE DR, DUNCAN, OK 73533-1328 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1802 Terrace Dr was $1,057 with a homeowner's exemption, up 3.2% from the year before.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,529 (-) Land $1,033 Building $12,496 | $122,997 (-13.26%) Land $9,394 Building $113,603 | |
| 2025 | $1,057.00 (+3.22%) Homeowner's exemption | $13,529 (+6.08%) Land $1,033 Building $12,496 | $141,797 (-7.04%) Land $9,394 Building $132,403 |
| 2024 | $1,024.00 (+5.13%) Homeowner's exemption | $12,753 (-) Land $1,033 Building $11,720 | $152,535 (+11.11%) Land $9,394 Building $143,141 |
| 2023 | $974.00 Homeowner's exemption | $12,753 Land $1,033 Building $11,720 | $137,285 Land $9,394 Building $127,891 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1802 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2007–2016) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1802 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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