1802 Silvergate Rd, Fort Collins, CO 80526 Property Records

Larimer County property record for 1802 Silvergate Rd, Fort Collins, CO 80526

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,366 sqft · built 1995
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2013)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`97343-12-048`

Property Details

APN / Parcel Number

Primary APN	`97343-12-048`
Alternative APN	`R1366076`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,366 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,699 sqft
Upper Floors Area	100 sqft
Basement Area	1,667 sqft
Finished Basement	1,667 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Terrain	Gentle Slope
View / Lot	Traffic
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	220 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1366076
Street Address	1802 SILVERGATE RD
City	FORT COLLINS
State	CO
Zip	80526-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 48, THE OVERLOOK AT WOODRIDGE PUD 3RD FIL, FTC
Legal Range	69W
Legal Township	7N
Legal Section	34
Legal Subdivision	OVERLOOK AT WOODRIDGE PUD
Legal Lot Number	48
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2025
Census Tract	1113

Owner

1802 Silvergate Rd is owned and occupied by two individuals who bought it in May 2013.

Source: Larimer County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1802 SILVERGATE RD, FORT COLLINS, CO 80526-3357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2013 · Amount on File
Deed Sale	May 31, 2013 · Amount on File
Prior Sale	Mar 1, 1996 · Amount on File
Deed Document Number	201340803
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1802 SILVERGATE RD, FORT COLLINS, CO 80526-3357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004738
Date	Jan 23, 2017
Instrument	20170004738

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1802 Silvergate Rd was $3,829.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,829.00	$38,250 Land $10,000 Building $28,250	$612,000 Land $160,000 Building $452,000
2023	$3,449.00 (+15.51%)	$41,259 (+31.13%) Land $10,720 Building $30,539	$615,800 (+36.03%) Land $160,000 Building $455,800
2022	$2,986.00	$31,463 Land $3,684 Building $27,779	$452,700 Land $53,000 Building $399,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1802 Silvergate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1802 Silvergate Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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