1802 Philadelphia Rd, Joppa, MD 21085 Property Records

Harford County property record for 1802 Philadelphia Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,115 sqft · built 1955
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Oct 2024)
Tax Bill	$2,995 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-080814`

Property Details

APN / Parcel Number

Primary APN	`01-080814`
Alternative APNs	`1080814` `080814`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,115 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	415 ft deep x 150 ft wide
Garage Type	Basement
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	080814
Street Address	1802 PHILADELPHIA RD
City	JOPPA
State	MD
Zip	21085-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1.44 AC 1802 PHILA ROAD E OF CLAYTON
Legal Phase	ILA
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1020
Census Tract	301301

Owner

1802 Philadelphia Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1802 PHILADELPHIA RD, JOPPA, MD 21085-3222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2018	Grant Deed, Transfer EXPRESS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Aug 22, 2018 · Amount on File
Deed Book / Page	16411 / 228
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0083700320
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1802 PHILADELPHIA RD, JOPPA, MD 21085-3222
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 PHILADELPHIA RD, JOPPA, MD 21085-3222

Mortgage

Document Number	0168670465
Date	Oct 29, 2025
Book Page	16867/465

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 22, 2018
Property Address	1802 PHILADELPHIA RD, JOPPA, MD 21085-3222
Document Number	0129550091
Book / Page	012955 / 000091
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	EXPRESS TITLE

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1802 PHILADELPHIA RD JOPPA MD 210853222, JOPPA, MD 21085-3222

Tax Assessment & Valuation

The 2026 property tax bill for 1802 Philadelphia Rd was $2,995, up 11.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,995.00 (+11.84%)	$274,800 (+5.57%) Land $94,400 Building $180,400	$274,800 (-) Land $94,400 Building $180,400
2025	$2,678.00	$260,300	$274,800 Land $94,400 Building $180,400
2023		$231,300 Land $94,400 Building $136,900	$231,300 Land $94,400 Building $136,900
2022	$2,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1802 Philadelphia Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1802 Philadelphia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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