1802 Oak St, Georgetown, SC 29440 Property Records

Georgetown County property record for 1802 Oak St, Georgetown, SC 29440 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,397 sqft · built 1946
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$69,000 (Oct 2014)
Tax Bill$909 (2025)
Deeds & MortgagesOct 2023 Mortgage
May 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN0500390081.00.00

Property Details

APN / Parcel Number

Primary APN0500390081.00.00
Alternative APNs
  • 05-0039-081-00-00
  • 23697

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,397 sqft Living Area
1st Floor Area1,397 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area224 sqft
DrivewayDriveway
Driveway Area500 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number23697
Old Parcel Number0500390081.00.00
Street Address1802 OAK ST
CityGEORGETOWN
StateSC
Zip29440-4040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BLK B MARYVIL
Legal SubdivisionMARYVILLE HEIGHTS
Legal BlockB
Legal Lot Number18
JurisdictionGEORGETOWN SC
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2041
Census Tract920702

Owner

Source: Georgetown County records · APN 0500390081.00.00

Assessment roll updated September 13, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1802 OAK ST, GEORGETOWN, SC 29440-4040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
May 11, 2020Deed of Trust, Mortgage · Line of Credit
FIRST-CITIZENS BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2014 · Amount on Record
Deed SaleOct 03, 2014 · Amount on Record
Prior SaleSep 26, 2014
Deed Document Number0002447337
Deed Book / Page2447 / 337
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address1802 OAK ST, GEORGETOWN, SC 29440-4040
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04584/0253
DateOct 11, 2023
Book Page4584/253
Instrument202300010711
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.72%
Type Change DateNov 01, 2030
Change FrequencyAnnually
Min Rate At Change4.72%
Max Rate At Change8.72%
Index1-Year T-Bill
Max Rate12.7%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address1802 OAK ST, GEORGETOWN, SC 29440-4040
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03766/0035
DateMay 11, 2020
Book Page3766/35
Instrument202000004648
Lender
NameFIRST-CITIZENS BANK & TRUST COMPANY
TypeNon-Lending Institution
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 05, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated September 13, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
MunicipalityGeorgetown City
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$909.00 (+13.77%)$3,814 (+14.88%) Land $548 Building $3,266$174,000 (+109.89%) Land $25,000 Building $149,000
2023$799.00 (+9.15%)$3,320 (-) Land $540 Building $2,780$82,900 (-) Land $13,500 Building $69,400
2022$732.00$3,320 Land $540 Building $2,780$82,900 Land $13,500 Building $69,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439207022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 126 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims9 (2000–2024)
Claims Outside the SFHA5 of 9
Most Recent ClaimJan 2024, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 5 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 57% of South Carolina
Wildfire LikelihoodAbout 1 in 901 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Horry Telephone CooperativeFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number