1802 Montague Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1802 Montague Dr, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1994
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual on Record
Last Sale	$275,000 (Jun 2021)
Tax Bill	$5,139 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`83913`

Property Details

APN / Parcel Number

Primary APN	`83913`
Alternative APN	`112630080400010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Heated Area
Gross Area	2,419 sqft
1st Floor Area	1,197 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	95 ft deep x 79 ft wide
Garage Type	Finished
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	466 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83913
Street Address	1802 MONTAGUE DR
City	SAINT CLOUD
State	FL
Zip	34769-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2A
Legal Description	VILLA HOMES VILLAGE PB 7 PG 41 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	VILLA HOMES VILLAGE
Legal Tract	804
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2031
Census Tract	43303

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2502 BOBBY LEE LN, SAINT CLOUD, FL 34772-8263
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Aug 26, 2013 · Amount on Record
Deed Document Number	0059872115
Deed Book / Page	5987 / 2115
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2021
Property Address	1802 MONTAGUE DR, SAINT CLOUD, FL 34769-5063
Document Number	0059872115
Book / Page	5987 / 2115
Map Reference	MB 7 PG 41
Instrument Date	Jun 23, 2021
Instrument	2021098468
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1803 MONTAGUE DR, SAINT CLOUD, FL 34769-5064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 BOBBY LEE LN, SAINT CLOUD, FL 34772-8263

Mortgage

Document Number	0059971049
Date	Jul 7, 2021
Book Page	5997/1049
Instrument	2021105808

Lender

Name	TORREN POINT LAND TRUST
Type	Non-Lending Institution
Address	ORLANDO, FL 32804

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,139.00 (+18.08%)	$304,900 (+14.84%) Land $55,000 Building $249,900	$304,900 (+14.84%) Land $55,000 Building $249,900
2023	$4,352.00 (+14.95%)	$265,500 (+26.49%) Land $40,000 Building $225,500	$265,500 (+26.49%) Land $40,000 Building $225,500
2022	$3,786.00	$209,900 Land $35,000 Building $174,900	$209,900 Land $35,000 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20