1802 McKay Dr, Bloomington, IL 61701 Property Records

McLean County property record for 1802 McKay Dr, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1993
Lot Size	0.152 acres (6,607 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2009)
Tax Bill	$4,774 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-08-456-009`

Property Details

APN / Parcel Number

Primary APN	`21-08-456-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,594 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,146 sqft
Basement Area	504 sqft
Finished Basement	448 sqft
Unfinished Basement	56 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,607 sqft (0.152 acres)
Lot Dimensions	126 ft deep x 56 ft wide
View / Lot	Lake Front
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	324 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1802 MCKAY DR
City	BLOOMINGTON
State	IL
Zip	61701-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 1 BLUE BIRD SUB
Legal Range	02E
Legal Township	23N
Legal Section	08
Legal Subdivision	BLUE BIRD SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3001
Census Tract	1404

Owner

1802 McKay Dr is owned and occupied by an individual who bought it in October 2009.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1802 MCKAY DR, BLOOMINGTON, IL 61701-8312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Nov 15, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CEFCU
Jun 21, 2017	Deed of Trust, Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2009 · Amount on File
Deed Sale	Oct 7, 2009 · Amount on File
Prior Sale	Jul 11, 2006 · Amount on File
Deed Document Number	200931531
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1802 MCKAY DR, BLOOMINGTON, IL 61701-8312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000026581
Date	Dec 7, 2020
Instrument	2020-00026581

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1802 MCKAY DR, BLOOMINGTON, IL 61701-8312
Transaction Type	Mortgage
Record Updated	Nov 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900019019
Date	Nov 15, 2019
Instrument	2019-00019019

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	83 Months
Due	Oct 15, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1802 MCKAY DR, BLOOMINGTON, IL 61701-8312
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00010903
Date	Jun 21, 2017
Instrument	2017-00010903

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Amount	Amount on Record
Term	119 Months
Due	May 16, 2027

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,585 Land $13,470 Building $58,115	$214,755 Land $40,410 Building $174,345
2024	$4,774.00 (+1.25%)
2023	$4,715.00	$64,478 Land $12,132 Building $52,346	$193,434 Land $36,396 Building $157,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1802 McKay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1802 McKay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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