1802 Lovers Ln, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1802 Lovers Ln, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,016 sqft · built 1947
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Jun 2026 Sale + 1 more
APN	`06-2.0-04-002-003-093.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-002-003-093.000`

Interior

Building Area	1,016 sqft Base Area
1st Floor Area	1,016 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	114 ft deep x 128 ft wide

Location & Zoning

Street Address	1802 LOVERS LN
City	SAINT JOSEPH
State	MO
Zip	64505-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KENWOOD HEIGHTS EXTENSION 2ND LOT:26 BLK:LGL DESC:S 9' L 26 ALL L 27
Legal Subdivision	KENWOOD HEIGHTS EXTENSION 2ND
Legal Lot Number	26
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	500

Owner

Source: Buchanan County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1804 LOVERS LN, SAINT JOSEPH, MO 64505-2240
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2009	Deed of Trust, Mortgage · Conventional Mortgage METLIFE HOME LOANS
Jun 8, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 31, 2007	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026
Deed Sale	Jun 8, 2026
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	20264526
Deed Book / Page	3819 / 284
Record Updated	Sep 20, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1802 LOVERS LN, SAINT JOSEPH, MO 64505-2240
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TITLE OF ST JOSEPH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03185/0545
Date	Dec 8, 2009
Book Page	3185/0545
Instrument	2009015046

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 8, 2026
Property Address	1802 LOVERS LN, SAINT JOSEPH, MO 64505-2240
Document Number	0000004526
Book / Page	3819 / 284
Instrument Date	Jun 5, 2026
Instrument	20264526
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 LOVERS LN, SAINT JOSEPH, MO 64505-2240

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 31, 2007
Property Address	1802 LOVERS LN, SAINT JOSEPH, MO 64505-2240
Document Number	02998/0488
Book / Page	2998 / 0488
Instrument Date	May 30, 2007
Instrument	2007007450
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	PREFERRED TITLE OF ST JOSEPH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 LOVERS LN, SAINT JOSEPH, MO 64505-2240

Mortgage

Document Number	02998/0490
Date	May 31, 2007
Book Page	2998/0490
Instrument	2007007451

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (+0.08%)	$17,890 (+5.36%) Land $4,750 Building $13,140	$94,160 (+5.38%) Land $25,000 Building $69,160
2024	$1,291.00 (+14.86%)
2023	$1,124.00 (-0.71%)	$16,980 (-) Land $4,750 Building $12,230	$89,350 (-) Land $25,000 Building $64,350
2022	$1,132.00	$16,980 Land $4,750 Building $12,230
2021			$89,350 Land $25,000 Building $64,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–1993)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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