1802 Kel Ln, Middleburg, FL 32068 Property Records

Clay County property record for 1802 Kel Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,225 sqft · built 1986
Lot Size	0.498 acres (21,692 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2020)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-04-25-008327-001-00`

Property Details

APN / Parcel Number

Primary APN	`36-04-25-008327-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,225 sqft Living Area
Gross Area	2,913 sqft
1st Floor Area	2,225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,692 sqft (0.498 acres)
Lot Dimensions	184 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	532 sqft

Exterior Amenities

Pool Area	646 sqft
Porch	Finished Screened Porch
Porch Area	172 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1802 KEL LN
City	MIDDLEBURG
State	FL
Zip	32068-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	N1/2 OF LOT 9 HUNTLEYS AS REC OR 4766 PG 632 & 4771 PG 291
Legal Range	25E
Legal Township	04S
Legal Section	36
Legal Subdivision	HUNTLEYS
Legal Lot Number	9
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30704

Owner

1802 Kel Ln is owned by two individuals who acquired it in October 2023.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1803 KEL LN, MIDDLEBURG, FL 32068-6609
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Oct 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Prior Sale	Dec 1, 2014 · Amount on File
Deed Document Number	202018573
Deed Book / Page	4297 / 1198
Last Transfer Date	Oct 16, 2023
Transfer Doc	0047710291
Record Updated	Sep 20, 2026

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY FL
Recording Date	Nov 3, 2023
Property Address	1802 KEL LN, MIDDLEBURG, FL 32068-6609
Document Number	0047710291
Book / Page	4771 / 291
Map Reference	MB 7 PG 48
Instrument Date	Oct 16, 2023
Instrument	2023054932
Record Updated	Dec 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 KEL LN, MIDDLEBURG, FL 32068-6609

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 17, 2023
Property Address	1802 KEL LN, MIDDLEBURG, FL 32068-6609
Document Number	0047660632
Book / Page	4766 / 632
Map Reference	MB 7 PG 48
Instrument Date	Oct 16, 2023
Instrument	2023051953
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,647.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 KEL LN, MIDDLEBURG, FL 32068-6609

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 13, 2020
Property Address	1802 KEL LN, MIDDLEBURG, FL 32068-6609
Document Number	0042971198
Book / Page	004297 / 001198
Instrument Date	Mar 13, 2020
Instrument	18573
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1802 KEL LN MIDDLEBURG FL 320686609, MIDDLEBURG, FL 32068-6609

Mortgage

Document Number	42971200
Date	Apr 13, 2020
Book Page	004297/001200
Instrument	18574

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1802 Kel Ln was $3,051, up 4.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+4.85%)	$240,222	$419,661 Land $45,000 Building $374,661
2024	$2,910.00 (-16.28%)
2023	$3,476.00 (+6.63%) Homeowner's exemption	$247,067 (+3%)	$369,026 (+9.2%) Land $45,000 Building $324,026
2022	$3,260.00 Homeowner's exemption	$239,871	$337,921 Land $36,000 Building $301,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1802 Kel Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1802 Kel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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