1802 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 1802 E State St, Rockford, IL 61104

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,659 sqft · built 1930
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Sep 2020)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`204D602`

Property Details

APN / Parcel Number

Primary APN	`204D602`
Alternative APN	`1124456026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,659 sqft Living Area
Gross Area	5,000 sqft
1st Floor Area	1,486 sqft
Basement Area	1,486 sqft
Finished Basement	625 sqft
Unfinished Basement	861 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	153 ft deep x 50 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1802 E STATE ST
City	ROCKFORD
State	IL
Zip	61104-2454
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	RANDOLPH REVELLS SUB RAND REVELLS LANDASSN HIGHLAND SUB ETC LOT 003 BLOCK 025
Legal Subdivision	RAND REVELLS LANDASSN HIGHLAND SUB
Legal Block	025
Legal Lot Number	003
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4016
Census Tract	700

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1802 E STATE ST, ROCKFORD, IL 61104-2454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Sep 15, 2020	Warranty Deed, Transfer · FHA Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	202027076
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 19, 2026
Property Address	1802 E STATE ST, ROCKFORD, IL 61104-2454
Document Number	0000012370
Instrument Date	May 13, 2026
Instrument	202612370
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 E STATE ST, ROCKFORD, IL 61104-2454
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012370,
Date	May 19, 2026
Instrument	202612370

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate	9.19%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1802 E STATE ST, ROCKFORD, IL 61104-2454
Document Number	0001027862
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 E STATE ST ROCKFORD IL 611042454, ROCKFORD, IL 61104-2454

Mortgage

Document Number	0001027862
Date	Sep 21, 2020
Instrument	1027862

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 15, 2020
Property Address	1802 E STATE ST, ROCKFORD, IL 61104-2454
Document Number	0001027076
Instrument Date	Sep 10, 2020
Instrument	1027076
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 E STATE ST ROCKFORD IL 611042454, ROCKFORD, IL 61104-2454

Mortgage

Document Number	1027077
Date	Sep 15, 2020
Instrument	1027077

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	1027078,
Date	Sep 15, 2020
Instrument	1027078

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,655.00 (+4.96%) Homeowner's exemption	$70,052 (+11.43%) Land $5,674 Building $64,378	$210,156 (+11.43%) Land $17,022 Building $193,134
2024	$5,388.00	$62,866 (+16.91%) Land $5,092 Building $57,774	$188,598 (+16.91%) Land $15,276 Building $173,322
2022	Homeowner's exemption	$53,772 Land $4,013 Building $49,759	$161,316 Land $12,039 Building $149,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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