1802 Cypress Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1802 Cypress Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,263 sqft · built 1957
Lot Size	0.19 acres (8,282 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Jun 2019)
Tax Bill	$5,736 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-277-024`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-277-024`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,263 sqft Building Perimeter
1st Floor Area	1,263 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,282 sqft (0.19 acres)
Garage Area	322 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1802 CYPRESS DR
City	CHAMPAIGN
State	IL
Zip	61821-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 SOUTHWOOD SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD SUB
Legal Lot Number	66
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1013
Census Tract	1203

Owner

1802 Cypress Dr is owned and occupied by two individuals who acquired it in January 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1802 CYPRESS DR, CHAMPAIGN, IL 61821-5821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 5, 2019	Grant Deed, Transfer · Conventional with PMI HICKORY PT BK&TR
Aug 29, 2018	Trustee's Deed, Construction Loan · Line of Credit FISHER NAT'L BK
Jan 27, 2017	Warranty Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Document Number	20198278
Last Transfer Date	Jan 29, 2020
Transfer Doc	0000001608
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1802 CYPRESS DR, CHAMPAIGN, IL 61821-5821
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027266
Date	Nov 18, 2021
Instrument	2021R27266

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 30, 2020
Property Address	1802 CYPRESS DR, CHAMPAIGN, IL 61821-5821
Document Number	0000001608
Instrument Date	Jan 29, 2020
Instrument	1608
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1802 CYPRESS DR CHAMPAIGN IL 618215821, CHAMPAIGN, IL 61821-5821

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 5, 2019
Property Address	1802 CYPRESS DR, CHAMPAIGN, IL 61821-5821
Document Number	0000008278
Instrument Date	May 31, 2019
Instrument	8278
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1802 CYPRESS DR CHAMPAIGN IL 618215821, CHAMPAIGN, IL 61821-5821

Mortgage

Document Number	8279
Date	Jun 5, 2019
Instrument	8279

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2034

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 29, 2018
Property Address	1802 CYPRESS DR, CHAMPAIGN, IL 61821-5821
Instrument Date	Aug 24, 2018
Instrument	15107
Transaction Type	Construction Loan
Record Updated	Sep 19, 2018
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 954 MAHOMET IL 618530954, MAHOMET, IL 61853-0954

Mortgage

Document Number	0000015107
Date	Aug 29, 2018
Instrument	15107

Lender

Name	FISHER NAT'L BK
Type	Bank
Address	MAHOMET, IL 61853

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2019

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 27, 2017
Property Address	1802 CYPRESS DR, CHAMPAIGN, IL 61821-5821
Document Number	0000001545
Instrument Date	Jan 24, 2017
Instrument	1545
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount on Record
Tax	$15.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 954 MAHOMET IL 618530954, MAHOMET, IL 61853-0954

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,540 Land $13,870 Building $66,670	$241,620 Land $41,610 Building $200,010
2024	$5,736.00
2022	$4,995.00 Homeowner's exemption	$60,320 Land $10,390 Building $49,930	$180,960 Land $31,170 Building $149,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1802 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–1993)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1802 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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