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1802 Cumberland Ave, Sidney, OH 45365 Property Records

Shelby County property record for 1802 Cumberland Ave, Sidney, OH 45365

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,261 sqft · built 2005
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on Record
Last Sale$234,750 (Sep 2024)
Tax Bill$2,158 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Sep 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-2602327.013

Property Details

APN / Parcel Number

Primary APN01-2602327.013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,261 sqft Living Area
1st Floor Area1,261 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions157 ft deep x 41 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area20 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1802 CUMBERLAND AVE
CitySIDNEY
StateOH
Zip45365-7913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR06 T07 S02 LOT 6548 IN WESTLAKE ESTATES PH 3 IN THE CITY OF SIDNEY 020-26-02-327-013PLAT V30 P21
Legal SubdivisionWESTLAKE ESTATES PHASE 3
Legal Lot Number6548
JurisdictionSHELBY OH
Township / Civil DivisionCLINTON
Census Block Group4
Census Block4017
Census Tract971900

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Fiduciary Deed, Transfer · Conventional Mortgage
WESTERN OHIO MORTGAGE CORP
Sep 15, 2021Intrafamily Transfer, Transfer
Apr 3, 2020Deed of Trust, Mortgage · Closed-End Mortgage
PEOPLES FSLA
Nov 8, 2019Fiduciary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2024 · Amount on Record
Deed SaleSep 4, 2024 · Amount on Record
Prior SaleNov 8, 2019 · Amount on Record
Deed Document Number20243978
Deed Book / Page2321 / 3213
Prior Transfer DateSep 7, 2021
Prior Transfer Doc2303/5404
Record UpdatedSep 20, 2026

May 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionSHELBY OH
Recording DateMay 18, 2022
Property Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913
Document Number02309/1109
Book / Page2309 / 1109
Map ReferenceVOL 30 PG 21-22
Instrument DateMay 14, 2022
Instrument202202875
Transaction TypeTransfer
Record UpdatedMay 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913

Mortgage

Document Number0202202876
DateMay 18, 2022
Instrument202202876
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY OH
Recording DateSep 15, 2021
Property Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913
Document Number2303/5404
Book / Page2303 / 5404
Map ReferenceVOL 30 PG 21-22
Instrument DateSep 7, 2021
Instrument202100006420
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2214/488
DateApr 3, 2020
Book Page2214/488
Instrument202000001791
Lender
NamePEOPLES FSLA
TypeBank
AddressSIDNEY, OH 45365
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

November 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionSHELBY OH
Recording DateNov 8, 2019
Property Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913
Document Number002194/745
Book / Page2194 / 745
Map ReferenceVOL 30 PG 21&22
Instrument DateNov 7, 2019
Instrument201900005842
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1802 CUMBERLAND AVE, SIDNEY, OH 45365-7913

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
MunicipalitySidney City
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,158.00 (-6.05%)$66,850 (-) Land $7,620 Building $59,230
2024$2,297.00 (+13.15%) Homeowner's exemption Senior Citizen's exemption$66,850 (-) Land $7,620 Building $59,230
2023$2,030.00 (+16.13%) Homeowner's exemption Senior Citizen's exemption$66,850 (+26.83%) Land $7,620 Building $59,230$191,020 (+26.83%) Land $21,780 Building $169,240
2022$1,748.00 Homeowner's exemption Senior Citizen's exemption$52,710 Land $5,510 Building $47,200
2020$150,610 Land $15,740 Building $134,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIDNEY CITY PWS
serves 20,614 people · EPA ID OH7501214
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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