1802 Cross Point Rd, McKinney, TX 75072 Property Records

Collin County property record for 1802 Cross Point Rd, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,763 sqft · built 1997
Owner	2 Individual Names on Record
Tax Bill	$7,461 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-2473-00H-0260-1`

Property Details

APN / Parcel Number

Primary APN	`R-2473-00H-0260-1`
Alternative APN	`1966227`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,763 sqft Living Area
Gross Area	3,252 sqft
2nd Floor Area	1,241 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	100 sqft

Location & Zoning

Account Number	1966227
Street Address	1802 CROSS POINT RD
City	MCKINNEY
State	TX
Zip	75072-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL PHASE I (CMC), BLK H, LOT 26
Legal Subdivision	SPRING HILL PHASE I (CMC)
Legal Phase	1
Legal Block	H
Legal Lot Number	26
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1007
Census Tract	30534

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1802 CROSS POINT RD, MCKINNEY, TX 75072-6306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Warranty Deed, Transfer CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020
Deed Sale	Nov 4, 2020
Prior Sale	Sep 3, 2009
Deed Document Number	20201104001946900
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1802 CROSS POINT RD, MCKINNEY, TX 75072-6306
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109607
Date	Jul 14, 2022
Instrument	20220714000109607

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 4, 2020
Property Address	1802 CROSS POINT RD, MCKINNEY, TX 75072-6306
Document Number	0001946900
Instrument Date	Nov 2, 2020
Instrument	1946900
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1802 CROSS POINT RD MCKINNEY TX 750726306, MCKINNEY, TX 75072-6306

Mortgage

Document Number	1946910
Date	Nov 4, 2020
Instrument	1946910

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$554,526 (-1.32%) Land $150,000 Building $404,526	$554,526 (-1.32%) Land $150,000 Building $404,526
2024	$7,461.00 (-0.07%)
2023		$561,964 Land $160,000 Building $401,964	$561,964 Land $160,000 Building $401,964
2022	$7,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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