Hillsborough County property record for 1802 Colding Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,820 sqft · built 2024 |
| Lot Size | 8.73 acres (380,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Mar 2023) |
| Tax Bill | $12,366 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2025 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 057480-1000 |
| Primary APN | 057480-1000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,881 sqft Living Area |
| Gross Area | 4,820 sqft |
| 1st Floor Area | 2,881 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 380,431 sqft |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 1,462 sqft |
| Pool Area | 720 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 1,824 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0574801000 |
|---|---|
| Street Address | 1802 COLDING DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COMM AT NW COR OF NW 1/4 OF SE 1/4 THN RUN S 89 DEG 32 MIN 25 SEC E 227.55 FT FOR A POB THN CONT S 89 DEG 32 MIN 25 SEC E 761.56 FT THN S 735.23 FT THN N 89 DEG 40 MIN 09 SEC W 260.35 FT THN N 33 DEG 53 MIN 24 SEC W 598.49 FT THN N 80 DEG 03 MIN 29 S |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 16 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 1 |
| Legal Lot Number | 79110 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Jan 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Mar 13, 2023 | Warranty Deed, Transfer BAYSHORE TITLE |
| Jul 16, 2018 | Warranty Deed, Transfer EXCEL TITLE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Jul 16, 2018 · Amount on Record |
| Deed Document Number | 2023103193 |
| Prior Transfer Date | Feb 9, 2007 |
| Prior Transfer Doc | 0000088488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Number | 0000541050 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025541050 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | BAYSHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Number | 0000025586 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025025586 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 13, 2023 |
| Property Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Number | 0000103193 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023103193 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | BAYSHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 W SOUTH AVE, TAMPA, FL 33603-2046 |
| Name | Verified Name |
|---|---|
| Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 1802 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Number | 0259190957 |
| Book / Page | 025919 / 000957 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 283867 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | EXCEL TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,675.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1802 COLDING DR RUSKIN FL 335707978, RUSKIN, FL 33570-7978 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,107 (+40.8%) Land $399,233 Building $344,874 | $744,107 (-9.33%) Land $399,233 Building $344,874 | |
| 2025 | $12,366.00 (+83.99%) Homeowner's exemption | $528,483 (+107.82%) | $820,674 (+222.72%) Land $160,766 Building $659,908 |
| 2023 | $6,721.00 (+58.93%) | $254,302 (+18.99%) Land $252,079 Building $2,223 | $254,302 (+18.99%) Land $252,079 Building $2,223 |
| 2022 | $4,229.00 | $213,719 Land $211,496 Building $2,223 | $213,719 Land $211,496 Building $2,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 11 (1982–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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