1802 Cajah Mountain Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 1802 Cajah Mountain Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,280 sqft · built 1945
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2023)
Tax Bill	$1,090 (2026)
Deeds & Mortgages	Sep 2023 Transfer Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 34 2 44`

Property Details

APN / Parcel Number

Primary APN	`03 34 2 44`
Alternative APNs	`165607` `178656`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Heated Area
Gross Area	1,364 sqft
1st Floor Area	1,024 sqft
Basement Area	256 sqft
Finished Basement	256 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	116 ft deep x 97 ft wide
Porch	Patio
Porch Area	228 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178656
Street Address	1802 CAJAH MOUNTAIN RD
City	HUDSON
State	NC
Zip	28638-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2093 PG 654 YR 2023 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3033
Census Tract	30700

Owner

1802 Cajah Mountain Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1802 CAJAH MOUNTAIN RD, HUDSON, NC 28638-9562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 25, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	202310086553
Deed Book / Page	2088 / 1214
Last Transfer Date	Sep 20, 2023
Transfer Doc	0020930654
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 20, 2023
Property Address	1802 CAJAH MOUNTAIN RD, HUDSON, NC 28638-9562
Document Number	0020930654
Book / Page	2093 / 654
Instrument Date	Sep 20, 2023
Instrument	10088667
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 CAJAH MOUNTAIN RD, HUDSON, NC 28638-9562

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 20, 2023
Property Address	1802 CAJAH MOUNTAIN RD, HUDSON, NC 28638-9562
Document Number	0020881214
Book / Page	2088 / 1214
Instrument Date	Jul 17, 2023
Instrument	10086553
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 N ASHE AVE, NEWTON, NC 28658-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	501 HOPEWELL RD, MORGANTON, NC 28655-8268

Mortgage

Document Number	0010086554
Date	Jul 20, 2023
Instrument	10086554

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Aug 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year TN
Max Rate	12.2%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 25, 2019
Property Address	1802 CAJAH MOUNTAIN RD, HUDSON, NC 28638-9562
Document Number	0010030498
Book / Page	001958 / 000521
Instrument Date	Feb 25, 2019
Instrument	10030498
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 CAJAH MOUNTAIN RD HUDSON NC 286389562, HUDSON, NC 28638-9562

Tax Assessment & Valuation

The 2026 property tax bill for 1802 Cajah Mountain Rd was $1,090, down 3.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,090.00 (-3.63%)	$133,800 (-) Land $10,500 Building $123,300
2025	$1,131.00	$133,800 Land $10,500 Building $123,300	$133,800 Land $10,500 Building $123,300
2023		$34,900 (-) Land $10,500 Building $24,400	$34,900 (-) Land $10,500 Building $24,400
2022	$343.00	$34,900 Land $10,500 Building $24,400	$34,900 Land $10,500 Building $24,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1802 Cajah Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1802 Cajah Mountain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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