1802 Apple Tree Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1802 Apple Tree Ct, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,496 sqft · built 2005
Lot Size	0.321 acres (13,993 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Apr 2019)
Tax Bill	$8,801 (2024)
Deeds & Mortgages	May 2022 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-12-355-039`

Property Details

APN / Parcel Number

Primary APN	`28-22-12-355-039`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	3,114 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	13,993 sqft (0.321 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1802 APPLE TREE CT
City	SAINT JOSEPH
State	IL
Zip	61873-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 715 WOODARDS CRESTLAKE SUB NO 7
Legal Range	10E
Legal Township	19N
Legal Section	12
Legal Subdivision	WOODARDS CRESTLAKE SUB NO 7
Legal Lot Number	715
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2013
Census Tract	10701

Owner

1802 Apple Tree Ct is owned and occupied by two individuals who bought it in April 2019.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage MAINE BANK
Aug 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK SPRINGFIELD
Oct 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK SPRINGFIELD
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	20196052
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428

Mortgage

Document Number	0000008901
Date	May 18, 2022
Instrument	2022R08901

Lender

Name	MAINE BANK
Address	SPRINGFIELD, IL 62704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014066
Date	Aug 13, 2018
Instrument	2018R14066

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	5.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017497
Date	Oct 10, 2018
Instrument	2018R17497

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	5.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009621
Date	Jun 3, 2020
Instrument	2020R09621

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 30, 2019
Property Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428
Document Number	0000006052
Map Reference	DOC 2003R52251
Instrument Date	Apr 26, 2019
Instrument	2019R06052
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1802 APPLE TREE CT, SAINT JOSEPH, IL 61873-8428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006053
Date	Apr 30, 2019
Instrument	2019R06053

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,760 Land $20,600 Building $120,160	$422,280 Land $61,800 Building $360,480
2024	$8,801.00
2022	$7,823.00 Homeowner's exemption	$112,340 Land $16,440 Building $95,900	$337,020 Land $49,320 Building $287,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1802 Apple Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1802 Apple Tree Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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