18018 Trossbach Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 18018 Trossbach Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,204 sqft · built 1973
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2017)
Tax Bill	$4,022 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-023667`

Property Details

APN / Parcel Number

Primary APN	`01-023667`
Alternative APNs	`1023667` `023667`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,204 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023667
Street Address	18018 TROSSBACH RD
City	DAMERON
State	MD
Zip	20628-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	1.09 ACRES E/S TROSSBACH RD DAMERON
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2027
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18018 TROSSBACH RD, DAMERON, MD 20628-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 31, 2017	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Apr 5, 2001 · Amount on Record
Deed Document Number	20174714-468
Deed Book / Page	4714 / 468
Transfer Doc	0025880449
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Recording Date	Aug 31, 2026
Property Address	18018 TROSSBACH RD, DAMERON, MD 20628-3202
Document Number	6971000139
Book / Page	6971 / 139
Instrument Date	Aug 19, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18018 TROSSBACH RD, DAMERON, MD 20628-3202

Mortgage

Document Number	6971000139,
Date	Aug 31, 2026
Book Page	6971/139

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 14, 2046

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18018 TROSSBACH RD, DAMERON, MD 20628-3202
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18018 TROSSBACH RD, DAMERON, MD 20628-3202

Mortgage

Document Number	0057050052
Date	Mar 25, 2021
Book Page	5705/52

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 31, 2017
Property Address	18018 TROSSBACH RD, DAMERON, MD 20628-3202
Document Number	0047140468
Book / Page	4714 / 468
Instrument Date	Aug 17, 2017
Instrument	4714-468
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46884 SCHIRRA ST, PATUXENT RIVER, MD 20670-3301

Mortgage

Document Number	4714476
Date	Aug 31, 2017
Instrument	4714-476

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,500 (+6.76%) Land $120,400 Building $297,100	$417,500 (-) Land $120,400 Building $297,100
2025	$4,022.00 (+10.31%) Homeowner's exemption	$391,067 (+15.63%)	$417,500 (+23.45%) Land $120,400 Building $297,100
2023	$3,646.00 Homeowner's exemption	$338,200 Land $115,400 Building $222,800	$338,200 Land $115,400 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 87% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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