18017 White Ground Rd, Boyds, MD 20841 Property Records

Montgomery County property record for 18017 White Ground Rd, Boyds, MD 20841

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,924 sqft · built 2008
Lot Size	9.11 acres (396,832 sqft)
Owner	2 Company Names on File
Last Sale	$1,350,000 (Sep 2025)
Tax Bill	$11,786 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-03581353`

Property Details

APN / Parcel Number

Primary APN	`11-03581353`
Alternative APN	`03581353`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,924 sqft Living Area
Gross Area	5,836 sqft
1st Floor Area	2,924 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Utility Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	396,832 sqft
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03581353
Street Address	18017 WHITE GROUND RD
City	BOYDS
State	MD
Zip	20841-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	WHITE GROUND BRIDGE
Legal Subdivision	WHITE GROUND BRIDGE
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	11
Census Block Group	1
Census Block	1016
Census Tract	700400

Owner

18017 White Ground Rd is owned by a company that bought it in September 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	18017 WHITE GROUND RD, BOYDS, MD 20841-9417
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Nov 16, 2017	Deed of Trust, Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Sep 17, 2007 · Amount on File
Deed Book / Page	69635 / 459
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 29, 2025
Property Address	18017 WHITE GROUND RD, BOYDS, MD 20841-9417
Document Number	0696350459
Book / Page	69635 / 459
Map Reference	PL 23539
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18017 WHITE GROUND RD, BOYDS, MD 20841-9417

Mortgage

Document Number	0069635471
Date	Sep 29, 2025
Instrument	69635/471

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18017 WHITE GROUND RD, BOYDS, MD 20841-9417
Document Number	0601650228
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18017 WHITE GROUND RD BOYDS MD 208419417, BOYDS, MD 20841-9417

Mortgage

Document Number	0601650228
Date	Jul 30, 2020
Book Page	060165/000228

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 29, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18017 WHITE GROUND RD, BOYDS, MD 20841-9417
Document Number	0553880379
Book / Page	055388 / 000379
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18017 WHITE GROUND RD BOYDS MD 208419417, BOYDS, MD 20841-9417

Mortgage

Document Number	0553880379
Date	Dec 15, 2017
Book Page	055388/000379

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 18017 White Ground Rd was $11,786.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,066,833 (+5.42%)	$1,121,700 (-) Land $240,500 Building $881,200
2025	$11,786.00 Homeowner's exemption	$1,011,967	$1,121,700 Land $240,500 Building $881,200
2023		$946,233	$957,100 Land $240,500 Building $716,600
2022	$10,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18017 White Ground Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18017 White Ground Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Xfinity.

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