18010 Harbor Light Blvd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18010 Harbor Light Blvd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,358 sqft · built 1998
Lot Size	0.466 acres (20,316 sqft)
Owner	Trust Name on File
Last Sale	$1,900,000 (May 2018)
Tax Bill	$23,176 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-322-35`

Property Details

APN / Parcel Number

Primary APN	`001-322-35`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,358 sqft Heated Area
Gross Area	6,452 sqft
1st Floor Area	3,223 sqft
Upper Floors Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Tile
Lot Area	20,316 sqft (0.466 acres)
Garage Area	822 sqft

Exterior Amenities

Pool Area	36 sqft
Porch	Porch
Porch Area	90 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-322-35
Street Address	18010 HARBOR LIGHT BLVD
City	CORNELIUS
State	NC
Zip	28031-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L541 M28-554
Legal Subdivision	PENINSULA
Legal Lot Number	541
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1019
Census Tract	6219

Owner

18010 Harbor Light Blvd is held in a trust since February 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1503 PIPER DUNES PL, FERNANDINA BEACH, FL 32034-6619
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 3, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	0000060452
Deed Book / Page	32686 / 241
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000021168
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18010 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5520
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162462
Date	Aug 24, 2021
Book Page	36444/847
Instrument	2021162462

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 3, 2021
Property Address	18010 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5520
Document Number	0000021168
Book / Page	35630 / 668
Map Reference	MB 28 PG 554
Instrument Date	Dec 15, 2020
Instrument	2021021168
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1503 PIPER DUNES PL, FERNANDINA BEACH, FL 32034-6619

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 17, 2018
Property Address	18010 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5520
Document Number	0000060452
Book / Page	32686 / 241
Map Reference	MB28 PG554
Instrument Date	May 14, 2018
Instrument	2018060452
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 QUARRY RDG, 8, CHARLESTON, WV 25304-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18010 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5520

Mortgage

Document Number	0000060453
Date	May 17, 2018
Instrument	2018060453

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000060454
Date	May 17, 2018
Book Page	32686/262
Instrument	2018060454

Lender

Name	PLUEHARBOR BANK
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18010 Harbor Light Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18010 Harbor Light Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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