18010 Clayton Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 18010 Clayton Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,859 sqft · built 2013
Lot Size	0.152 acres (6,613 sqft)
Owner	2 Individual Names on File
Last Sale	$220,400 (Dec 2018)
Tax Bill	$5,065 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131-647-002-0007`

Property Details

APN / Parcel Number

Primary APN	`131-647-002-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,859 sqft Living Area
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,613 sqft (0.152 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1316470020007
Street Address	18010 CLAYTON BLUFF LN
City	CYPRESS
State	TX
Zip	77433-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 2 WESTGATE SEC 8
Legal Subdivision	WESTGATE SEC 8
Legal Block	2
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2007
Census Tract	543008

Owner

18010 Clayton Bluff Ln is owned and occupied by two individuals who bought it in December 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18010 CLAYTON BLUFF LN, CYPRESS, TX 77433-3930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Dec 4, 2018	Warranty Deed, Transfer · FHA Mortgage GENEVA FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Prior Sale	Apr 21, 2014 · Amount on File
Deed Document Number	2018541902
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0000541902
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18010 CLAYTON BLUFF LN, CYPRESS, TX 77433-3930
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18010 CLAYTON BLUFF LN, CYPRESS, TX 77433-3930

Mortgage

Document Number	2021458683
Date	Aug 12, 2021
Instrument	2021-458683

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Dec 1, 2048

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 4, 2018
Property Address	18010 CLAYTON BLUFF LN, CYPRESS, TX 77433-3930
Document Number	0000541902
Instrument Date	Nov 30, 2018
Instrument	541902
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18010 CLAYTON BLUFF LN CYPRESS TX 774333930, CYPRESS, TX 77433-3930

Mortgage

Document Number	541903
Date	Dec 4, 2018
Instrument	541903

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18010 Clayton Bluff Ln was $5,065 with a homeowner's exemption, up 133.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,146 (-4.8%) Land $53,054 Building $276,092	$329,146 (-4.8%) Land $53,054 Building $276,092
2025	$5,065.00 (+133.63%) Homeowner's exemption	$345,725 Land $53,054 Building $292,671	$345,725 Land $53,054 Building $292,671
2024	$2,168.00
2023		$399,168 Land $53,054 Building $346,114	$399,168 Land $53,054 Building $346,114
2022	$1,804.00
2020	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18010 Clayton Bluff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18010 Clayton Bluff Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 70 serves 5,763 people · EPA ID TX1011690
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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