1801 Winter Hill Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1801 Winter Hill Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,494 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Mar 1997)
Tax Bill	$3,073 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355432A110`

Property Details

APN / Parcel Number

Primary APN	`355432A110`
Alternative APN	`2-0060-5078-00-0320.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,350 sqft
Basement Area	980 sqft
Finished Basement	144 sqft
Unfinished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432A110
Street Address	1801 WINTER HILL DR
City	O FALLON
State	MO
Zip	63366-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 SEC 3 LOT 320
Legal Subdivision	PEBBLE BROOK #2&3 SEC 3
Legal Lot Number	320
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2017
Census Tract	311738

Owner

1801 Winter Hill Dr is owned and occupied by an individual who acquired it in June 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1801 WINTER HILL DR, O FALLON, MO 63366-3936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit ELECTRO SAVINGS CU
May 8, 2020	Deed of Trust, Mortgage · Line of Credit ELECTRO SAVINGS CU
Jul 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 1997 · Amount on File
Deed Sale	Mar 24, 1997 · Amount on File
Deed Document Number	199715136
Deed Book / Page	1923 / 177
Last Transfer Date	Jun 27, 2019
Transfer Doc	0071010933
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1801 WINTER HILL DR, O FALLON, MO 63366-3936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070262385
Date	Jan 18, 2019
Book Page	7026/2385
Instrument	20190118000027940

Lender

Name	ELECTRO SAVINGS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1801 WINTER HILL DR, O FALLON, MO 63366-3936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072901925
Date	May 8, 2020
Book Page	7290/1925
Instrument	20200508000298220

Lender

Name	ELECTRO SAVINGS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Apr 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 5, 2019
Property Address	1801 WINTER HILL DR, O FALLON, MO 63366-3936
Document Number	0071010933
Book / Page	007101 / 000933
Instrument Date	Jun 27, 2019
Instrument	340530
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1801 WINTER HILL DR O FALLON MO 633663936, O FALLON, MO 63366-3936

Tax Assessment & Valuation

The 2025 property tax bill for 1801 Winter Hill Dr was $3,073, up 10.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,774 (-)	$272,496 (-) Building $272,496
2025	$3,073.00 (+10.14%)	$51,774	$272,496 Building $272,496
2024	$2,790.00
2023		$45,706
2022			$240,560 Land $50,000 Building $190,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1801 Winter Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 Winter Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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