1801 Soldier's Pass, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1801 Soldier's Pass, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,199 sqft · built 2012
Lot Size0.246 acres (10,716 sqft)
Owner2 Individual Names on File
Tax Bill$2,212 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN158546

Property Details

APN / Parcel Number

Primary APN158546
Alternative APN
  • 092630008100012580

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,199 sqft Heated Area
Gross Area2,655 sqft
1st Floor Area1,052 sqft
Upper Floors Area1,147 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,716 sqft (0.246 acres)
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Patio Area35 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number158546
Street Address1801 SOLDIERS PASS
CitySAINT CLOUD
StateFL
Zip34769-1840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 258
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase3A
Legal Tract81
Legal Block1
Legal Lot Number258
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1039
Census Tract43208

Owner

1801 Soldier's Pass is owned and occupied by two individuals who acquired it in June 2014.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address1801 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jul 19, 2019Deed of Trust, Mortgage · VA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2014
Deed SaleJun 27, 2014
Deed Document Number0004639596
Deed Book / Page4293 / 0151
Prior Transfer DateJul 6, 2012
Prior Transfer Doc2012100571
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1801 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059901160
DateJun 28, 2021
Book Page5990/1160
Instrument2021100414
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1801 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840
Document Number0055642644
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedAug 15, 2019
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 SOLDIERS PASS ST CLOUD FL 347691840, ST CLOUD, FL 34769-1840

Mortgage

Document Number0055642644
DateJul 30, 2019
Book Page005564/002644
Instrument98029
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1801 Soldier's Pass was $2,212 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,212.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$183,429$319,900 Land $70,000 Building $249,900
2023$2,151.00 (+2.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$173,068 (+3%)$318,100 (+18.08%) Land $60,000 Building $258,100
2022$2,094.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$168,028$269,400 Land $55,000 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1801 Soldier's Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 Soldier's Pass is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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