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1801 River Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1801 River Rd, Kawkawlin, MI 48631 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,506 sqft · built 1972
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$179,250 (Jul 2020)
Tax Bill$2,998 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN080-015-400-070-00

Property Details

APN / Parcel Number

Primary APN080-015-400-070-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,506 sqft Living Area
1st Floor Area1,510 sqft
Basement Area598 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions208 ft deep x 105 ft wide
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1801 RIVER RD
CityKAWKAWLIN
StateMI
Zip48631-9421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 105 FT OF W 426 FT OF S 208 FT OF SW 1/4 OF SE 1/4. SEC 15 T15N R4E 72
Legal Range04E
Legal Township15N
Legal Section15
JurisdictionBAY MI
Township / Civil DivisionKAWKAWLIN
Census Block Group2
Census Block2001
Census Tract286102

Owner

Source: Bay County records · APN 080-015-400-070-00

Assessment roll updated May 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1801 RIVER RD, KAWKAWLIN, MI 48631-9421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Warranty Deed, Transfer · Conventional with PMI
HEALTH ADVANTAGE FCU
Aug 27, 2019Deed of Trust, Mortgage · Conventional with PMI
FIRST ST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleMar 11, 2015 · Amount on Record
Deed Document Number20209689
Prior Transfer DateJun 26, 2007
Prior Transfer Doc0025430878
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJul 20, 2020
Property Address1801 RIVER RD, KAWKAWLIN, MI 48631-9421
Document Number0000009689
Instrument DateJul 14, 2020
Instrument9689
Transaction TypeTransfer
Record UpdatedFeb 09, 2021
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,542.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2447 YOSEMITE ST SAGINAW MI 486033356, SAGINAW, MI 48603-3356

Mortgage

Document Number9690
DateJul 20, 2020
Instrument9690
Lender
NameHEALTH ADVANTAGE FCU
AddressSAGINAW, MI 48608
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 19, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1801 RIVER RD, KAWKAWLIN, MI 48631-9421
Document Number0000012260
Instrument DateAug 27, 2019
Transaction TypeMortgage
Record UpdatedNov 01, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1801 RIVER RD KAWKAWLIN MI 486319421, KAWKAWLIN, MI 48631-9421

Mortgage

Document Number0000012260
DateSep 04, 2019
Instrument12260
Lender
NameFIRST ST BK
TypeBank
AddressSAGINAW, MI 48605
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 03, 2049

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionKawkawlin Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,998.00 (+63.2%) Homeowner's exemption$117,400 (-0.34%)$234,800 (-0.34%)
2025$1,837.00 (-30.42%) Homeowner's exemption$117,800 (+34.02%)$235,600 (+34.02%)
2023$87,900$175,800
2022$2,640.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172861022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2017–2020)
Most Recent ClaimMay 2020, river or lake flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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