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1801 Napoli Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1801 Napoli Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,307 sqft · built 2021
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Tax Bill$5,641 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN162531501500012330

Property Details

APN / Parcel Number

Primary APN162531501500012330

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,307 sqft Heated Area
Gross Area3,260 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1801 NAPOLI DR
CitySAINT CLOUD
StateFL
Zip34771-8053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVES PH 2 PB 28 PGS 14-19 LOT 233
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase2
Legal Tract5015
Legal Lot Number233
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501500012330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1801 NAPOLI DR, SAINT CLOUD, FL 34771-8053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
M/I FINANCIAL LLC
Jul 06, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2022
Deed SaleDec 04, 2022
Deed Document Number2021133635
Deed Book / Page6031 / 1840
Prior Transfer DateAug 27, 2021
Prior Transfer Doc2021133635
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 27, 2021
Property Address1801 NAPOLI DR, SAINT CLOUD, FL 34771-8053
Document Number0060311840
Book / Page6031 / 1840
Map ReferenceMB 28 PG 14-19
Instrument DateAug 26, 2021
Instrument2021133635
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,528.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 NAPOLI DR, SAINT CLOUD, FL 34771-8053

Mortgage

Document Number0060311842
DateAug 27, 2021
Instrument6031/1842
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 06, 2020
Property Address1801 NAPOLI DR, SAINT CLOUD, FL 34771-8053
Document Number0057491874
Book / Page005749 / 001874
Instrument DateJul 02, 2020
Instrument86639
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$8,863.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,641.00 (+6.72%) Homeowner's exemption$396,601 (+5.99%)$418,900 (-2.67%) Land $80,000 Building $338,900
2023$5,286.00 (+3.81%) Homeowner's exemption$374,199 (+3%)$430,400 (+18.47%) Land $80,000 Building $350,400
2022$5,092.00 Homeowner's exemption$363,300 Land $55,000 Building $308,300$363,300 Land $55,000 Building $308,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 318 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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