1801 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 1801 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1973
Lot Size	0.263 acres (11,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,400 (Jun 1996)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-06-16`

Property Details

APN / Parcel Number

Primary APN	`16-220-06-16`
Alternative APNs	`16-220-06-16-00-0-00-000` `16220061600000001` `735614`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	462 sqft
Basement Area	880 sqft
Finished Basement	462 sqft
Unfinished Basement	418 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,433 sqft (0.263 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	216 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	735614
Street Address	1801 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM GROVE LOT 50
Legal Subdivision	ELM GROVE
Legal Block	3
Legal Lot Number	50
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3006
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1801 N PONCA DR, INDEPENDENCE, MO 64058-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 1996 · Amount on Record
Deed Sale	Jun 17, 1996 · Amount on Record
Deed Document Number	19967768
Deed Book / Page	2856 / P0531
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1801 N PONCA DR, INDEPENDENCE, MO 64058-1035
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	TRUE TITLE, TRUSTED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0016347
Date	Mar 5, 2026
Instrument	2026E0016347

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1801 N PONCA DR, INDEPENDENCE, MO 64058-1035
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	TRUE TITLE, TRUSTED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0016347
Date	Mar 5, 2026
Instrument	2026E0016347

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1801 N PONCA DR, INDEPENDENCE, MO 64058-1035
Document Number	0000E08293
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 N PONCA DR INDEPENDENCE MO 640581035, INDEPENDENCE, MO 64058-1035

Mortgage

Document Number	0000E08293
Date	Jan 31, 2018
Instrument	8293E

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,938 (-) Land $5,242 Building $18,696	$125,990 (-)
2025	$2,152.00 (+15.64%)	$23,938 (+15%) Land $5,242 Building $18,696	$125,990 (+15%)
2024	$1,861.00 (+0.87%)
2023	$1,845.00	$20,816 Land $3,095 Building $17,721	$109,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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