Osceola County property record for 1801 Missouri Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,605 sqft · built 2014 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $356,000 (Sep 2026) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-30-3561-0001-0010 |
| Primary APN | 11-26-30-3561-0001-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,605 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 49 sqft |
| Patio Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1801 MISSOURI AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | JASMINE ESTATES UNIT 2 PB 12 PG 143 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | JASMINE ESTATES UNIT 2 |
| Legal Tract | 3561 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43303 |
1801 Missouri Ave is owned by a company that bought it in September 2026.
Source: Osceola County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9305 7TH AVE, ORLANDO, FL 32824-8310 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Jun 2, 2026 | Warranty Deed, Transfer PARAMOUNT TITLE |
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OHIO HOME FINANCE INC |
| Sep 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on File |
| Deed Sale | Sep 10, 2026 · Amount on File |
| Prior Sale | Jun 2, 2026 · Amount on File |
| Deed Document Number | 2026117839 |
| Deed Book / Page | 7032 / 2617 |
| Prior Transfer Date | Oct 5, 2001 |
| Prior Transfer Doc | 1945001620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 10, 2026 |
| Property Address | 1801 MISSOURI AVE, SAINT CLOUD, FL 34769-5119 |
| Document Number | 0000117839 |
| Book / Page | 7032 / 2617 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 2026117839 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NATIONS TITLE, OS NATIONAL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251,692.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 9305 7TH AVE, ORLANDO, FL 32824-8310 |
| Document Number | 0000117840, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 2026117840 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 1801 MISSOURI AVE, SAINT CLOUD, FL 34769-5119 |
| Document Number | 0000071019 |
| Book / Page | 6979 / 1667 |
| Instrument Date | May 26, 2026 |
| Instrument | 202671019 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $208,423.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1801 MISSOURI AVE, SAINT CLOUD, FL 34769-5119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 47 GREYSTONE LN, PARKERSBURG, WV 26104-8461 |
| Document Number | 0069290867 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 6929/867 |
| Instrument | 2026026778 |
| Name | FIRST OHIO HOME FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERVILLE, OH 43082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Aug 23, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1801 MISSOURI AVE, SAINT CLOUD, FL 34769-5119 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0068522969 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 6852/2969 |
| Instrument | 2025117692 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1801 MISSOURI AVE, SAINT CLOUD, FL 34769-5119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1801 MISSOURI AVE, SAINT CLOUD, FL 34769-5119 |
| Document Number | 0059730231 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 5973/231 |
| Instrument | 2021086596 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 1801 Missouri Ave was $2,775.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,775.00 | $197,929 | $306,500 Land $45,000 Building $261,500 |
| 2023 | $2,604.00 (+3.83%) Homeowner's exemption | $186,749 (+3%) | $271,200 (+14.77%) Land $35,000 Building $236,200 |
| 2022 | $2,508.00 Homeowner's exemption | $181,310 | $236,300 Land $35,000 Building $201,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1801 Missouri Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1801 Missouri Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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