1801 Melody Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 1801 Melody Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,368 sqft · built 1982
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$72,400 (Aug 2015)
Tax Bill	$1,049 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.03006005`

Property Details

APN / Parcel Number

Primary APN	`014.019.03006005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	912 sqft
Basement Area	456 sqft
Finished Basement	456 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1801 MELODY LN
City	ARNOLD
State	MO
Zip	63010-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE MEADOWS 3 LOT 46
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	MAXVILLE MEADOWS 3
Legal Block	2
Legal Lot Number	46
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2002
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1801 MELODY LN, ARNOLD, MO 63010-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit ARSENAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Prior Sale	Apr 27, 2015
Deed Document Number	201526535
Prior Transfer Date	Nov 10, 2005
Prior Transfer Doc	2005R062369
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1801 MELODY LN, ARNOLD, MO 63010-1203
Document Number	0000043455
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 MELODY LN ARNOLD MO 630101203, ARNOLD, MO 63010-1203

Mortgage

Document Number	0000043455
Date	Nov 13, 2020
Instrument	43455

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1801 MELODY LN, ARNOLD, MO 63010-1203
Document Number	0000025791
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 MELODY LN ARNOLD MO 630101203, ARNOLD, MO 63010-1203

Mortgage

Document Number	0000025791
Date	Aug 28, 2019
Instrument	25791

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2039

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1801 MELODY LN, ARNOLD, MO 63010-1203
Document Number	0000025437
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 MELODY LN ARNOLD MO 630101203, ARNOLD, MO 63010-1203

Mortgage

Document Number	0000025437
Date	Aug 21, 2018
Instrument	25437

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,000 (+6.67%) Land $1,900 Building $14,100	$84,600 (-) Land $10,200 Building $74,400
2024	$1,049.00 (+0.58%)		$84,600 (+6.82%) Land $10,200 Building $74,400
2023	$1,043.00	$15,000 Land $1,900 Building $13,100	$79,200 Land $10,200 Building $69,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	27 (1978–2019)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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