Stearns County property record for 1801 Ladbrook Ln, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,435 sqft · built 2015 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Company Name on File |
| Last Sale | $39,005 (May 2014) |
| Tax Bill | $4,344 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47768-0073 |
| Primary APN | 82-47768-0073 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 1,335 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 8,668 sqft (0.199 acres) |
| Lot Width | 63 ft Width |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1801 LADBROOK LN |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD57 |
| Legal Description | LOT 013 BLK 003 LADBROOK PARK SECTION 05 TOWNSHIP 124 RANGE 028 SECTION 05 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 05 |
| Legal Subdivision | LADBROOK PARK |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1003 |
1801 Ladbrook Ln is owned by a company that bought it in May 2014.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 17TH AVE S, SAINT CLOUD, MN 56301-4138 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERITAS LIFE INSURANCE CORPORATION |
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERITAS LIFE INSURANCE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2014 · Amount on File |
| Deed Sale | May 16, 2014 · Amount on File |
| Deed Document Number | 2014699942 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 29, 2026 |
| Property Address | 1801 LADBROOK LN, SAINT CLOUD, MN 56303-4849 |
| Document Number | 0001712161 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20261712161 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Partnership, 283 |
| Document Number | 0001712161, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261712161 |
| Name | AMERITAS LIFE INSURANCE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 29, 2026 |
| Property Address | 1801 LADBROOK LN, SAINT CLOUD, MN 56303-4849 |
| Document Number | 0001712162 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261712162 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Partnership, 283 |
| Document Number | 0001712162, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261712162 |
| Name | AMERITAS LIFE INSURANCE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 1801 Ladbrook Ln was $4,344.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,344.00 | $251,200 (-) Land $40,000 Building $211,200 | $251,200 (-) Land $40,000 Building $211,200 |
| 2025 | $251,200 Land $40,000 Building $211,200 | $251,200 Land $40,000 Building $211,200 | |
| 2023 | $4,302.00 | $241,100 Land $40,000 Building $201,100 | $241,100 Land $40,000 Building $201,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1801 Ladbrook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1801 Ladbrook Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon, Xtratyme Technologies.
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