1801 Ernest Rd, Clearwater, FL 33764 Property Records

Pinellas County property record for 1801 Ernest Rd, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 1960
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,500 (Oct 2021)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-8674-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-8674-2`
Alternative APNs	`24-29-15-96264-000-0060` `291524962640000060` `152924962640000060` `R258855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	1,551 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	80 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R258855
Street Address	1801 ERNEST RD
City	CLEARWATER
State	FL
Zip	33764-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WESTCHESTER SUB LOT 6
Legal Range	15E
Legal Township	29S
Legal Section	24
Legal Subdivision	WESTCHESTER SUB
Legal Tract	96264
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3008
Census Tract	25401

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Mar 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	2021343205
Deed Book / Page	21769 / 1812
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	0209031581
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 20, 2021
Property Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450
Document Number	0217691812
Book / Page	21769 / 1812
Map Reference	MB 37 PG 44
Instrument Date	Oct 19, 2021
Instrument	2021343205
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 PASADENA AVE S, 1255, SOUTH PASADENA, FL 33707-6203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450

Mortgage

Document Number	217691815
Date	Oct 20, 2021
Instrument	21769/1815

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 12, 2021
Property Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450
Document Number	0216691238
Book / Page	21669 / 1238
Map Reference	MB 75 PG 26-30
Instrument Date	Aug 9, 2021
Instrument	2021265211
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	GREENLEAF TITLE, GREENLEAF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 NORTHWOODS DR, 11, KIMBERLING CITY, MO 65686-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 WESTCHESTER BLVD N, ST PETERSBURG, FL 33709-1257

Mortgage

Document Number	216691240
Date	Aug 12, 2021
Instrument	21669/1240

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 21, 2020
Property Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450
Document Number	0211731792
Book / Page	21173 / 1792
Map Reference	MB 37 PG 44
Instrument Date	Sep 21, 2020
Instrument	2020281026
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1080 BELLA VISTA BLVD APT 126, 1080, SAINT AUGUSTINE, FL 32084-1299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450

Mortgage

Document Number	211731794
Date	Sep 21, 2020
Instrument	21173/1794

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Mar 2, 2020
Property Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450
Document Number	0209031581
Book / Page	20903 / 1581
Map Reference	MB 37 PG 44
Instrument Date	Jan 30, 2020
Instrument	2020070177
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1801 ERNEST RD, CLEARWATER, FL 33764-2450

Mortgage

Document Number	209031584
Date	Mar 2, 2020
Instrument	20903/1584

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 (+4.02%) Homeowner's exemption Veteran's exemption	$387,788 (+7.23%) Land $162,691 Building $225,097	$387,788 (+7.23%) Land $162,691 Building $225,097
2024	$2,987.00 (-52.36%)
2023	$6,270.00 (+10.97%)	$361,643 (+20.33%)	$361,643 (+20.33%) Land $177,938 Building $183,705
2022	$5,650.00	$300,532	$300,532 Land $157,898 Building $142,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 161 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	79 (1983–2024)
Claims Outside the SFHA	2 of 79
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 59 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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