Harford County property record for 1801 Eloise Ln, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,226 sqft · built 1976 |
| Lot Size | 0.032 acres (1,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (Nov 2020) |
| Tax Bill | $1,282 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-081268 |
| Primary APN | 01-081268 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,226 sqft Total Area |
| Basement Area | 230 sqft |
| Finished Basement | 230 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,380 sqft (0.032 acres) |
| Lot Dimensions | 60 ft deep x 23 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 081268 |
|---|---|
| Street Address | 1801 ELOISE LN |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1828 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 77 BLK B 23/23X60 1801 ELOISE LANE WATERGATE NORTH P 33/32 |
| Legal Subdivision | SECTION FOUR WATERGATE NORTH |
| Legal Block | B |
| Legal Lot Number | 77 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 301302 |
1801 Eloise Ln, a townhouse, is owned and occupied by an individual who bought it in November 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1801 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Nov 17, 2020 | Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Feb 13, 2020 | Grant Deed, Transfer · Construction Mortgage DANIEL & JOYCE HANSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on File |
| Deed Sale | Nov 17, 2020 · Amount on File |
| Prior Sale | Feb 13, 2020 · Amount on File |
| Deed Book / Page | 14269 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1801 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1801 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Document Number | 0162030060 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 16203/60 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 17, 2020 |
| Property Address | 1801 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Document Number | 0142690163 |
| Book / Page | 14269 / 163 |
| Map Reference | MB 109 FO 29 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TITLEMAX LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1801 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Document Number | 0014269170 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 14269/170 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 13, 2020 |
| Property Address | 1801 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Document Number | 0136890120 |
| Book / Page | 013689 / 000120 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | ULTIMATE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38583 BRETT WAY #B MECHANICSVILLE MD 20659, B, MECHANICSVILLE, MD 20659 |
| Document Number | 136890124 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 013689/000124 |
| Name | DANIEL & JOYCE HANSON |
|---|---|
| Address | 20715 DEER WOOD PARK DR, LEONARDTOWN, MD 20650-4547 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 12, 2021 |
The 2026 property tax bill for 1801 Eloise Ln was $1,282, up 38.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,282.00 (+38.89%) | $117,700 Land $50,000 Building $67,700 | $117,700 Land $50,000 Building $67,700 |
| 2025 | $923.00 | ||
| 2023 | $68,200 Land $25,500 Building $42,700 | $68,200 Land $25,500 Building $42,700 | |
| 2022 | $695.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1801 Eloise Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1801 Eloise Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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