1801 E Lake Rd, Apt 3B, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 1801 E Lake Rd, Apt 3B, Palm Harbor, FL 34685

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,110 sqft · built 1985
Lot Size	3.82 acres (166,630 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Dec 2019)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Sep 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-758-2641-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-2641-2`
Alternative APNs	`04-28-16-25687-001-0302` `281604256870010302` `162804256870010302` `R32186`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	182 Units
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	166,630 sqft (3.82 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R32186
Street Address	1801 E LAKE RD, 3B
City	PALM HARBOR
State	FL
Zip	34685-2314
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EL PASADO, A CONDO PHASE 1 BLDG 3, UNIT 3B
Legal Range	16E
Legal Township	28S
Legal Section	4
Legal Subdivision	EL PASADO, A CONDO
Legal Phase	1
Legal Tract	25687
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	27324

Owner

1801 E Lake Rd, Apt 3B is owned and occupied by an individual who acquired it in August 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1801 E LAKE RD, 3B, PALM HARBOR, FL 34685-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Aug 18, 2015 · Amount on File
Deed Document Number	2019385612
Deed Book / Page	20792 / 2190
Last Transfer Date	Aug 18, 2020
Transfer Doc	0211770433
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1801 E LAKE RD APT 3B, 3B, PALM HARBOR, FL 34685-2314
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198761525
Date	Dec 14, 2017
Book Page	19876/1525
Instrument	2017381240

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 23, 2020
Property Address	1801 E LAKE RD APT 3B, 3B, PALM HARBOR, FL 34685-2314
Document Number	0211770433
Book / Page	021177 / 000433
Instrument Date	Aug 18, 2020
Instrument	283543
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 AMARYLLIS AVE SUMMERVILLE SC 294835596, SUMMERVILLE, SC 29483-5596

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 3, 2019
Property Address	1801 E LAKE RD APT 3B, 3B, PALM HARBOR, FL 34685-2314
Document Number	0207922190
Book / Page	20792 / 2190
Map Reference	MB 78 PG 51-54
Instrument Date	Nov 22, 2019
Instrument	2019385612
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STAR TTL PARTNERS OF PALM HA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7632 PEACEFUL TRELLIS DR, 7632, LAS VEGAS, NV 89179-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 E LAKE RD APT 3B, 3B, PALM HARBOR, FL 34685-2314

Mortgage

Document Number	0207922193
Date	Dec 3, 2019
Instrument	20792/2193

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1801 E Lake Rd, Apt 3B was $1,509 with a homeowner's exemption, up 6.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,509.00 (+6.87%) Homeowner's exemption	$120,946	$180,707 Building $180,707
2024	$1,412.00 (+2.99%)
2023	$1,371.00 (+4.1%) Homeowner's exemption	$114,114 (+3%)	$178,098 (+14.1%) Building $178,098
2022	$1,317.00 Homeowner's exemption	$110,790	$156,086 Building $156,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1801 E Lake Rd, Apt 3B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 151 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	213 units insured incl. 62 condo units
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 E Lake Rd, Apt 3B is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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