1801 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1801 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1923
Lot Size	0.203 acres (8,845 sqft)
Owner	Individual Name on File
Tax Bill	$1,775 (2024)
Deeds & Mortgages	Oct 2018 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-255-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-255-001.000-023`
Alternative APN	`01610672789`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft

Exterior

Year Built	Built 1923
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,845 sqft (0.203 acres)
Lot Dimensions	145 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610672789
Street Address	1801 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 & 12' VAC HOME ST E MISH REALTY CO 1ST
Legal Subdivision	EAST MISHAWAKA REALTY COS ADD
Legal Lot Number	29
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2013
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1801 E 4TH ST, MISHAWAKA, IN 46544-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Jan 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage EVERWISE CU
Nov 1, 2013	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Sep 20, 2005	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Feb 5, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 5, 2025
Transfer Doc	0002502712
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1801 E 4TH ST, MISHAWAKA, IN 46544-3104
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001828256
Date	Oct 31, 2018
Instrument	1828256

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Oct 23, 2031

Interest

Rate Type	Fixed Rate

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1801 E 4TH ST, MISHAWAKA, IN 46544-3104
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002400774
Date	Jan 11, 2024
Instrument	2400774

Lender

Name	EVERWISE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 2, 2044

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1801 E 4TH ST, MISHAWAKA, IN 46544-3104
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001333318
Date	Nov 1, 2013
Instrument	1333318

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1801 E 4TH ST, MISHAWAKA, IN 46544-3104
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000543640
Date	Sep 20, 2005
Instrument	0543640

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46624

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 5, 2025
Property Address	1801 E 4TH ST, MISHAWAKA, IN 46544-3104
Document Number	0002502712
Map Reference	PB 9 PG 56
Instrument Date	Jan 29, 2025
Instrument	2502712
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 E 4TH ST, MISHAWAKA, IN 46544-3104

Mortgage

Document Number	0002502713
Date	Feb 5, 2025
Instrument	2502713

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,800 (+26.89%) Land $32,400 Building $147,400	$179,800 (+26.89%) Land $32,400 Building $147,400
2024	$1,775.00 (+10.11%)
2023	$1,612.00 (+4.95%)	$141,700 (+5.27%) Land $32,300 Building $109,400	$141,700 (+5.27%) Land $32,300 Building $109,400
2022	$1,536.00 Homeowner's exemption	$134,600 Land $32,300 Building $102,300	$134,600 Land $32,300 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures