1801 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1801 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1900
Lot Size	0.097 acres (4,212 sqft)
Owner	Individual Name on Record
Last Sale	$58,520 (Jul 2018)
Tax Bill	$3,514 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-251-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-251-001.000-023`
Alternative APN	`0161067277701`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,178 sqft Living Area
Gross Area	1,718 sqft
Basement Area	300 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1958
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,212 sqft (0.097 acres)
Lot Dimensions	52 ft deep x 81 ft wide
View / Lot	Alley
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1801 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 E MISH REALTY CO EX 45 E SIDE
Legal Subdivision	E MISH REALTY
Legal Lot Number	12
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2012
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55010 FILBERT RD, MISHAWAKA, IN 46545-4012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Aug 2, 2021	Intrafamily Transfer, Transfer
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	201816276
Last Transfer Date	Apr 25, 2023
Transfer Doc	0000009365
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1801 E 3RD ST, MISHAWAKA, IN 46544-3125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001823566
Date	Sep 13, 2018
Instrument	1823566

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1801 E 3RD ST, MISHAWAKA, IN 46544-3125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	ACCURA TITLE, ACCURATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002135636
Date	Oct 8, 2021
Instrument	2135636

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2051

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 2, 2021
Property Address	1801 E 3RD ST, MISHAWAKA, IN 46544-3125
Document Number	0002126448
Map Reference	PB 9 PG 56
Instrument Date	Jul 12, 2021
Instrument	2126448
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1801 E 3RD ST, MISHAWAKA, IN 46544-3125

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 3, 2018
Property Address	1801 E 3RD ST, MISHAWAKA, IN 46544-3125
Document Number	0001816276
Map Reference	PB 9 PG 56
Instrument Date	Jun 29, 2018
Instrument	1816276
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 E 3RD ST, MISHAWAKA, IN 46544-3125

Mortgage

Document Number	0001816277
Date	Jul 3, 2018
Instrument	1816277

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,600 (+27.99%) Land $25,400 Building $139,200	$164,600 (+27.99%) Land $25,400 Building $139,200
2024	$3,514.00 (+141.68%)
2023	$1,454.00 (-4.34%)	$128,600 (-3.45%) Land $25,400 Building $103,200	$128,600 (-3.45%) Land $25,400 Building $103,200
2022	$1,520.00 Homeowner's exemption	$133,200 Land $25,400 Building $107,800	$133,200 Land $25,400 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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