1801 Dearmon Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1801 Dearmon Dr, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,774 sqft · built 1950
Lot Size	0.172 acres (7,503 sqft)
Owner	Individual Name on File
Last Sale	$949,000 (May 2022)
Tax Bill	$8,286 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095-091-63`

Property Details

APN / Parcel Number

Primary APN	`095-091-63`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,774 sqft Heated Area
Gross Area	2,926 sqft
1st Floor Area	1,487 sqft
Upper Floors Area	1,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,503 sqft (0.172 acres)

Exterior Amenities

Porch	Porch
Porch Area	110 sqft
Deck Area	234 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	095-091-63
Street Address	1801 DEARMON DR
City	CHARLOTTE
State	NC
Zip	28205-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L6A B7 M5-400
Legal Subdivision	EASTERN RETREAT
Legal Block	7
Legal Lot Number	6A B7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3027
Census Tract	1200

Owner

1801 Dearmon Dr is owned and occupied by an individual who bought it in May 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	1801 DEARMON DR, CHARLOTTE, NC 28205-3711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	0037377109
Deed Book / Page	37377 / 109
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 27, 2022
Property Address	1801 DEARMON DR, CHARLOTTE, NC 28205-3711
Document Number	0000080936
Book / Page	37377 / 109
Map Reference	MB 5 PG 400
Instrument Date	May 27, 2022
Instrument	2022080936
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	BARRISTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3209 COUNTRY CLUB DR, CHARLOTTE, NC 28205-3122

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080937
Date	May 27, 2022
Instrument	2022080937

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1801 DEARMON DR, CHARLOTTE, NC 28205-3711
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169264
Date	Oct 14, 2020
Book Page	35178/484
Instrument	2020169264

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 16, 2017
Property Address	1801 DEARMON DR, CHARLOTTE, NC 28205-3711
Document Number	0000079893
Book / Page	31887 / 467
Map Reference	MB5 PG400
Instrument Date	Jun 14, 2017
Instrument	2017079893
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,096.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 DEARMON DR, CHARLOTTE, NC 28205-3711

Mortgage

Document Number	0000079894
Date	Jun 16, 2017
Instrument	2017079894

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1801 Dearmon Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	30 (1979–2021)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 Dearmon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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