1801 Circle Dr, Bedford, IN 47421 Property Records

Lawrence County property record for 1801 Circle Dr, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1965
Lot Size	0.144 acres (6,262 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2024)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1100404700P23S`

Property Details

APN / Parcel Number

Primary APN	`1100404700P23S`
Alternative APNs	`47-06-22-501-030.000-010` `00156771657`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,008 sqft
Finished Basement	808 sqft
Unfinished Basement	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1983
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,262 sqft (0.144 acres)
Lot Dimensions	101 ft deep x 62 ft wide
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00156771657
Street Address	1801 CIRCLE DR
City	BEDFORD
State	IN
Zip	47421-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD MANOR LOT 239 IRR
Legal Lot Number	239
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	1
Census Block	1008
Census Tract	950800

Owner

1801 Circle Dr is owned and occupied by an individual who bought it in February 2024.

Source: Lawrence County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1801 CIRCLE DR, BEDFORD, IN 47421-3910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 10, 2012	Deed of Trust, Mortgage BEDFORD FEDERAL SAVINGS BANK
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Oct 17, 2008 · Amount on File
Deed Document Number	202420020
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1801 CIRCLE DR, BEDFORD, IN 47421-3910
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021008300
Date	Nov 12, 2021
Instrument	2021008300

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1801 CIRCLE DR, BEDFORD, IN 47421-3910
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 YOCKEY RD, MITCHELL, IN 47446-6918

Mortgage

Document Number	000358/280
Date	Sep 10, 2012
Book Page	358/280
Instrument	201200005365

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Address	2955 JOHN WILLIAMS BLVD, BEDFORD, IN 47421

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Feb 20, 2024
Property Address	1801 CIRCLE DR, BEDFORD, IN 47421-3910
Document Number	2024000907
Instrument Date	Feb 8, 2024
Instrument	2024000907
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1801 CIRCLE DR, BEDFORD, IN 47421-3910

Mortgage

Document Number	2024000908
Date	Feb 20, 2024
Instrument	2024000908

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Feb 20, 2024
Property Address	1801 CIRCLE DR, BEDFORD, IN 47421-3910
Document Number	2024000907
Instrument Date	Feb 8, 2024
Instrument	2024000907
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1801 CIRCLE DR, BEDFORD, IN 47421-3910

Mortgage

Document Number	2024000908
Date	Feb 20, 2024
Instrument	2024000908

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1801 Circle Dr was $1,881 with a homeowner's exemption, down 3.8% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (-3.83%) Homeowner's exemption	$209,000 Land $12,100 Building $196,900	$209,000 Land $12,100 Building $196,900
2024	$1,956.00 (+20.52%)
2023	$1,623.00 (+6.15%)	$162,300 (+6.15%) Land $11,400 Building $150,900	$162,300 (+6.15%) Land $11,400 Building $150,900
2022	$1,529.00 Homeowner's exemption	$152,900 Land $11,100 Building $141,800	$152,900 Land $11,100 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1801 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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