Carroll County property record for 1801 Benedict Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,220 sqft · built 1974 |
| Lot Size | 0.646 acres (28,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Sep 2017) |
| Tax Bill | $5,946 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-020070 |
| Primary APN | 06-020070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,220 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 28,139 sqft (0.646 acres) |
| Garage Type | Basement |
| Garage Area | 950 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 294 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020070 |
|---|---|
| Street Address | 1801 BENEDICT RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 28139 SQ FT 1801 BENEDICT RD 10-43 BENEDICT WOODS SEC 1 |
| Legal Subdivision | BENEDICT WOODS |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 6, MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 506102 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1801 BENEDICT RD, WESTMINSTER, MD 21157-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Oct 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Sep 8, 2017 | Grant Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2017 · Amount on Record |
| Deed Sale | Sep 8, 2017 · Amount on Record |
| Deed Document Number | 20178798-0135 |
| Deed Book / Page | 8798 / 135 |
| Last Transfer Date | Oct 14, 2024 |
| Transfer Doc | 0113610408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1801 BENEDICT RD, WESTMINSTER, MD 21157-3402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1801 BENEDICT RD, WESTMINSTER, MD 21157-3402 |
| Document Number | 0109630008 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 10963/8 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1801 BENEDICT RD, WESTMINSTER, MD 21157-3402 |
| Document Number | 0099300431 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1801 BENEDICT RD WESTMINSTER MD 211573402, WESTMINSTER, MD 21157-3402 |
| Document Number | 0099300431 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 009930/000431 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 3, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1801 BENEDICT RD, WESTMINSTER, MD 21157-3402 |
| Document Number | 0091540245 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1801 BENEDICT RD WESTMINSTER MD 211573402, WESTMINSTER, MD 21157-3402 |
| Document Number | 0091540245 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 009154/000245 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 8, 2017 |
| Property Address | 1801 BENEDICT RD, WESTMINSTER, MD 21157-3402 |
| Document Number | 0087890135 |
| Book / Page | 008789 / 000135 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1801 BENEDICT RD WESTMINSTER MD 211573402, WESTMINSTER, MD 21157-3402 |
| Document Number | 87980141 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 008798/000141 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,946.00 (+2.16%) | $525,600 (+2.18%) | $548,000 (+6.53%) Land $121,600 Building $426,400 |
| 2025 | $5,820.00 (+19.98%) | $514,400 (+19.81%) Land $101,600 Building $412,800 | $514,400 (-) Land $101,600 Building $412,800 |
| 2023 | $4,851.00 | $429,333 | $514,400 Land $101,600 Building $412,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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