18007 Whisperwind Dr, Clermont, FL 34715 Property Records

Lake County property record for 18007 Whisperwind Dr, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 1994
Lot Size	1 acres (43,578 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,500 (Jun 1993)
Tax Bill	$3,490 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-25-0050-000-02800`

Property Details

APN / Parcel Number

Primary APN	`36-21-25-0050-000-02800`
Alternative APN	`3441273`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	43,578 sqft (1 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	312 sqft
Porch	Open Porch
Porch Area	904 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3441273
Street Address	18007 WHISPERWIND DR
City	CLERMONT
State	FL
Zip	34715-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APSHAWA ACRES LOT 28 PB 31 PGS 36-37 ORB 1229 PG 1436
Legal Range	25E
Legal Township	21S
Legal Section	36
Legal Subdivision	APSHAWA ACRES
Legal Tract	50
Legal Lot Number	28
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2098
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18007 WHISPERWIND DR, CLERMONT, FL 34715-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1993 · Amount on Record
Deed Sale	Jun 3, 1993 · Amount on Record
Deed Document Number	0122901436
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18007 WHISPERWIND DR, CLERMONT, FL 34715-9556
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18007 WHISPERWIND DR, CLERMONT, FL 34715-9556

Mortgage

Document Number	0058280173
Date	Nov 2, 2021
Book Page	5828/173
Instrument	2021152074

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 19, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18007 WHISPERWIND DR, CLERMONT, FL 34715-9556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051660097
Date	Sep 7, 2018
Book Page	5166/0097
Instrument	2018104905

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 23, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18007 WHISPERWIND DR, CLERMONT, FL 34715-9556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053391878
Date	Sep 11, 2019
Book Page	5339/1878
Instrument	2019102156

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,990 (+5.99%) Land $104,400 Building $148,590	$479,812 (+1.76%) Land $104,400 Building $375,412
2024	$3,490.00 (+8.02%)
2023	$3,231.00 (+7.74%) Homeowner's exemption	$238,700 (+3%)	$471,525 (+0.98%) Land $104,400 Building $367,125
2022	$2,999.00 Homeowner's exemption	$231,750	$466,941 Land $104,400 Building $362,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon, Xfinity.

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