18005 E 49th Terrace Ct S, Independence, MO 64055 Property Records

Jackson County property record for 18005 E 49th Terrace Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,273 sqft · built 1986
Lot Size	0.321 acres (13,974 sqft)
Owner	2 Individual Names on File
Last Sale	$204,400 (Sep 2002)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-530-03-17-01`

Property Details

APN / Parcel Number

Primary APN	`34-530-03-17-01`
Alternative APNs	`34-530-03-17-01-0-00-000` `34530031701000001` `887636`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,273 sqft Living Area
1st Floor Area	644 sqft
Basement Area	1,548 sqft
Finished Basement	257 sqft
Unfinished Basement	1,291 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,974 sqft (0.321 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	558 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	887636
Street Address	18005 E 49TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64055-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CLIFFS---PT LOT 59 & 57 DAF: BEG SWLY COR SD LOT 59 TH S ELY 125 TH S 80 DEG 10 MIN 03 SEC E 63.09 TH N 33 DEG 04 M IN 12 SEC E 64.18 TO NLY LI SD LOT 59 TH NWLY ALG SD LI 131
Legal Subdivision	THE CLIFFS
Legal Block	3
Legal Lot Number	59,57
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3001
Census Tract	14504

Owner

18005 E 49th Terrace Ct S is owned and occupied by two individuals who acquired it in December 2009.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18005 E 49TH TERRACE CT S, INDEPENDENCE, MO 64055-6922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2002 · Amount on File
Deed Sale	Sep 9, 2002 · Amount on File
Prior Sale	Mar 28, 2000 · Amount on File
Deed Document Number	200278003
Last Transfer Date	Dec 20, 2009
Transfer Doc	00E0000052
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 20, 2026
Property Address	18005 E 49TH TERRACE CT S, INDEPENDENCE, MO 64055-6922
Document Number	0000037653
Instrument Date	May 15, 2026
Instrument	202637653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18005 E 49TH TERRACE CT S, INDEPENDENCE, MO 64055-6922

Mortgage

Document Number	0000037653,
Date	May 20, 2026
Instrument	202637653

Lender

Name	BANK MIDWEST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18005 E 49TH TERRACE CT S, INDEPENDENCE, MO 64055-6922
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	NOT AVAILABLE, ALPHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0036099
Date	Apr 5, 2021
Instrument	2021E0036099

Lender

Name	BLUE RIDGE BANK AND TRUST CO
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18005 E 49th Terrace Ct S was $4,306, up 18.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,836 (-) Land $10,695 Building $50,141	$320,190 (-)
2025	$4,306.00 (+18.69%)	$60,836 Land $10,695 Building $50,141	$320,190
2024	$3,628.00 (+2.11%)
2023	$3,553.00	$52,902 Land $8,318 Building $44,584	$278,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18005 E 49th Terrace Ct S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18005 E 49th Terrace Ct S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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