18004 Oregon Hill Rd, Challenge, CA 95925 Property Records

Yuba County property record for 18004 Oregon Hill Rd, Challenge, CA 95925

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1945
Lot Size	2.51 acres (109,771 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2018)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-162-001-000`

Property Details

APN / Parcel Number

Primary APN	`050-162-001-000`
Alternative APNs	`050-162-001` `50162001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
Gross Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	109,771 sqft
Garage Type	Attached
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Porch	Concrete/Masonry Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Old Parcel Number	050-162-001
Street Address	18004 OREGON HILL RD
City	CHALLENGE
State	CA
Zip	95925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/RR
Legal Description	PTN SEC 29 & 30 T 19 R 7
Jurisdiction	YUBA CA
Township / Civil Division	YUBA FOOTHILLS
Census Block Group	3
Census Block	3000
Census Tract	41101

Owner

Source: Yuba County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 20581, EL SOBRANTE, CA 94820-0581
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jul 23, 2018	Grant Deed, Transfer · Conventional Mortgage EARNEST HOME LLC
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Feb 8, 2007 · Amount on Record
Deed Document Number	20188841
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	0000008541
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	18004 OREGON HILL RD, CHALLENGE, CA 95925
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 SHELDON DR, EL SOBRANTE, CA 94803-2317

Mortgage

Document Number	0000021901
Date	Nov 24, 2021
Instrument	2021-021901

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	18004 OREGON HILL RD, CHALLENGE, CA 95925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009636
Date	Jul 31, 2019
Instrument	2019-009636

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	18004 OREGON HILL RD, CHALLENGE, CA 95925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011927
Date	Aug 5, 2020
Instrument	2020-011927

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Jul 23, 2018
Property Address	18004 OREGON HILL RD, CHALLENGE, CA 95925
Document Number	0000008841
Instrument Date	Jul 19, 2018
Instrument	8841
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18004 OREON HILL RD CHALLENGE CA 95925, CHALLENGE, CA 95925

Mortgage

Document Number	8842
Date	Jul 23, 2018
Instrument	8842

Lender

Name	EARNEST HOME LLC
Address	303 2ND ST 4TH # N, SAN FRANCISCO, CA 94107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	18004 OREGON HILL RD, CHALLENGE, CA 95925
Document Number	0000001798
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18004 OREGON HILL DR CHALLENGE CA 95925, CHALLENGE, CA 95925

Mortgage

Document Number	0000001798
Date	Feb 16, 2018
Instrument	1798

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2023

Tax Assessment & Valuation

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Unified School District	Marysville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,341 (+2%) Land $45,509 Building $295,832
2025	$3,776.00 (+3.31%)	$334,649 (+4.04%) Land $44,617 Building $290,032
2023	$3,655.00 (+1.22%)	$321,657 Land $42,886 Building $278,771	$384,480
2022	$3,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH YUBA WATER DISTRICT serves 2,772 people · EPA ID CA5810006
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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