18000 420th St, Derby, IA 50068 Property Records

Lucas County property record for 18000 420th St, Derby, IA 50068

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,800 sqft · built 2006
Lot Size	19.9 acres (869,022 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2018)
Tax Bill	$1,764 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`1029200008`

Property Details

APN / Parcel Number

Primary APN	`1029200008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	869,022 sqft (19.9 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	18000 420TH ST
City	DERBY
State	IA
Zip	50068-8618
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	29-71-22 PARCEL B E 1/2 NE 1/4
Legal Range	22W
Legal Township	71N
Legal Section	29
Jurisdiction	LUCAS IA
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1068
Census Tract	950200

Owner

18000 420th St, a rural home, is owned by two individuals who bought it in November 2018.

Source: Lucas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42258 180TH AVE, DERBY, IA 50068-8510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Nov 30, 2018	Warranty Deed, Transfer · Stand-Alone Refinance PEOPLE SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Document Number	20181545
Deed Book / Page	2018 / 1545
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	18000 420TH ST, DERBY, IA 50068-8618
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220653
Date	Apr 25, 2022
Instrument	2022-0653

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Nov 30, 2018
Property Address	18000 420TH ST, DERBY, IA 50068-8618
Document Number	02018/1545
Book / Page	2018 / 1545
Instrument Date	Nov 30, 2018
Instrument	2018-1545
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18000 420TH ST, DERBY, IA 50068-8618

Mortgage

Document Number	0020181546
Date	Nov 30, 2018
Instrument	2018-1546

Lender

Name	PEOPLE SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 18000 420th St was $1,764, up 2.1% from the year before.

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Mormon Trail Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,764.00 (+2.08%)	$123,894 (-) Land $20,250 Building $103,644	$123,894 (-) Land $20,250 Building $103,644
2025	$1,728.00 Additional exemption filed	$123,894 Land $20,250 Building $103,644	$123,894 Land $20,250 Building $103,644
2024	$1,728.00
2023		$109,533 Land $13,117 Building $96,416	$109,533 Land $13,117 Building $96,416
2021	$1,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18000 420th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18000 420th St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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