1800 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1800 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,259 sqft · built 2013
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-14-05-0-00010-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-14-05-0-00010-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,259 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)
Pool Area	795 sqft
Patio Area	608 sqft
Utility Building	360 sqft

Location & Zoning

Street Address	1800 W OAK GROVE RD
City	HERNANDO
State	MS
Zip	38632-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	WEATHERBY PLACE SEC A LOT 10
Legal Range	08
Legal Township	03
Legal Section	14
Legal Subdivision	WEATHERBY PLACE SEC A
Legal Lot Number	10
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2006
Census Tract	71123

Owner

1800 W Oak Grove Rd is owned and occupied by an individual who acquired it in July 2014.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1800 W OAK GROVE RD, HERNANDO, MS 38632-7334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2014
Deed Sale	Jul 29, 2014
Prior Sale	Aug 12, 2009
Deed Document Number	0000740343
Deed Book / Page	0740 / 343
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1800 W OAK GROVE RD, HERNANDO, MS 38632-7334
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 W OAK GROVE RD, HERNANDO, MS 38632-7334
Investor	Possibly a Property Investor

Mortgage

Document Number	5660/31097
Date	Apr 24, 2023
Book Page	5660/31097

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1800 W OAK GROVE RD, HERNANDO, MS 38632-7334
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004996/422
Date	Jul 22, 2020
Book Page	4996/422

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1800 W Oak Grove Rd was $3,893.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,893.00	$35,997 Land $4,000 Building $31,997	$359,973 Land $40,000 Building $319,973
2023	$3,218.00	$25,363	$253,634 Land $40,000 Building $213,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1800 W Oak Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1800 W Oak Grove Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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