Osceola County property record for 1800 Pinar Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1981 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Nov 2018) |
| Tax Bill | $2,748 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82774 |
| Primary APN | 82774 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,574 sqft Heated Area |
| Gross Area | 2,591 sqft |
| 1st Floor Area | 1,574 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,237 sqft (0.235 acres) |
| Lot Dimensions | 137 ft deep x 89 ft wide |
| Garage Type | Finished |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 32 sqft |
| Porch | Enclosed Porch |
| Porch Area | 495 sqft |
| Deck Area | 616 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82774 |
|---|---|
| Street Address | 1800 PINAR CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | PINE LAKE ESTATES UNIT 6 PB 2 PG 213 LOT 35 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 912 |
| Legal Block | 1 |
| Legal Lot Number | 9,35 9 |
| Legal Unit | 6P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 43208 |
1800 Pinar Ct is owned and occupied by two individuals who bought it in November 2018.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1800 PINAR CT, SAINT CLOUD, FL 34769-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Jan 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage SOVEREIGN LENDING GROUP INC |
| Dec 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC |
| Nov 1, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on File |
| Deed Sale | Nov 1, 2018 · Amount on File |
| Prior Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 2018163535 |
| Deed Book / Page | 5428 / 0071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1800 PINAR CT, SAINT CLOUD, FL 34769-1638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1800 PINAR CT, SAINT CLOUD, FL 34769-1638 |
| Document Number | 0060602097 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 6060/2097 |
| Instrument | 2021156146 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1800 PINAR CT, SAINT CLOUD, FL 34769-1638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1800 PINAR CT, SAINT CLOUD, FL 34769-1638 |
| Document Number | 0058650998 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 5865/998 |
| Instrument | 2021001458 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1800 PINAR CT, SAINT CLOUD, FL 34769-1638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056431609 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 5643/1609 |
| Instrument | 2019164538 |
| Name | METROPOLITAN HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 1, 2018 |
| Property Address | 1800 PINAR CT, SAINT CLOUD, FL 34769-1638 |
| Document Number | 0054280071 |
| Book / Page | 005428 / 000071 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 163535 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1800 PINAR CT ST CLOUD FL 347691638, ST CLOUD, FL 34769-1638 |
| Document Number | 54280072 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 005428/000072 |
| Instrument | 163536 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2025 property tax bill for 1800 Pinar Ct was $2,748 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,748.00 Homeowner's exemption Disabled Person's exemption | $201,431 | $324,300 Land $65,000 Building $259,300 |
| 2023 | $2,663.00 (+3.78%) Homeowner's exemption | $190,054 (+3%) | $335,600 (+15.37%) Land $60,000 Building $275,600 |
| 2022 | $2,566.00 Homeowner's exemption | $184,519 | $290,900 Land $55,000 Building $235,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1800 Pinar Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1800 Pinar Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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