1800 One Pine Estate, Ely, MN 55731 Property Records

St. Louis County property record for 1800 One Pine Estate, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 864 sqft · built 1987
Lot Size	1.19 acres (52,182 sqft)
Owner	Individual Name on Record
Last Sale	$165,681 (Dec 2017)
Tax Bill	$2,088 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0165-00160`

Property Details

APN / Parcel Number

Primary APN	`465-0165-00160`
Alternative APN	`1042731`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Lot Area	52,182 sqft (1.19 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Patio
Porch Area	212 sqft
Deck Area	267 sqft
Storage Building	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1042731
Street Address	1800 ONE PINE EST
City	ELY
State	MN
Zip	55731-8240
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOT: 0016 SERIAL #
Legal Subdivision	ONE PINE ESTATES TOWN OF MORSE
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1063
Census Tract	15401

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20231 345TH ST, TAYLORS FALLS, MN 55084-1815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	20171323255
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1800 ONE PINE EST, ELY, MN 55731-8240
Document Number	00A1390585
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1800 ONE PINE EST ELY MN 557318240, ELY, MN 55731-8240

Mortgage

Document Number	00A1390585
Date	Sep 16, 2020
Instrument	A1390585

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 1, 2017
Property Address	1800 ONE PINE EST, ELY, MN 55731-8240
Document Number	00A1323255
Instrument Date	Nov 17, 2017
Instrument	A1323255
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20231 345TH ST TAYLORS FALLS MN 550841815, TAYLORS FALLS, MN 55084-1815

Mortgage

Document Number	A1323256
Date	Dec 1, 2017
Instrument	A1323256

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,088.00 (+1.75%)
2025	$2,052.00 (+5.02%)	$220,200 (+2.13%) Land $128,800 Building $91,400	$220,200 (+2.13%) Land $128,800 Building $91,400
2024	$1,954.00	$215,600 (+4.81%) Land $128,800 Building $86,800	$215,600 (+4.81%) Land $128,800 Building $86,800
2022		$205,700 Land $119,200 Building $86,500	$205,700 Land $119,200 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 84% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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