1800 Cobble Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 1800 Cobble Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1989
Lot Size	0.224 acres (9,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (May 2020)
Tax Bill	$2,952 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-19-27-0635-000-01300`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-0635-000-01300`
Alternative APN	`2997150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2021
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,795 sqft (0.224 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2997150
Street Address	1800 COBBLE LN
City	MOUNT DORA
State	FL
Zip	32757-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNT DORA COBBLE HILL VILLAGE SUB LOT 13 PB 29 PG 14 ORB 5470 PG 125
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	COBBLE HILL
Legal Tract	635
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3000
Census Tract	31002

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Deed Document Number	2020053029
Deed Book / Page	5470 / 125
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221

Mortgage

Document Number	0058570903
Date	Dec 14, 2021
Book Page	5857/903
Instrument	2021172832

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 13, 2020
Property Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221
Document Number	0054700125
Book / Page	005470 / 000125
Instrument Date	May 8, 2020
Instrument	53029
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1806 COBBLE LN MOUNT DORA FL 32757, MOUNT DORA, FL 32757

Mortgage

Document Number	54700126
Date	May 13, 2020
Book Page	005470/000126
Instrument	53030

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221
Document Number	0049240386
Book / Page	004924 / 000386
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 COBBLE LN MOUNT DORA FL 327576221, MOUNT DORA, FL 32757-6221

Mortgage

Document Number	0049240386
Date	Apr 3, 2017
Book Page	004924/000386
Instrument	35713

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Apr 2, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.55%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221
Document Number	0049240401
Book / Page	004924 / 000401
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 COBBLE LN MOUNT DORA FL 327576221, MOUNT DORA, FL 32757-6221

Mortgage

Document Number	0049240401
Date	Apr 3, 2017
Book Page	004924/000401
Instrument	35714

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Apr 2, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.55%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221
Document Number	0049410179
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 COBBLE LN MOUNT DORA FL 327576221, MOUNT DORA, FL 32757-6221

Mortgage

Document Number	0049410179
Date	May 5, 2017
Book Page	004941/000179
Instrument	49626

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	May 4, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.55%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1800 COBBLE LN, MOUNT DORA, FL 32757-6221
Document Number	0049410194
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 COBBLE LN MOUNT DORA FL 327576221, MOUNT DORA, FL 32757-6221

Mortgage

Document Number	0049410194
Date	May 5, 2017
Book Page	004941/000194
Instrument	49627

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	May 4, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.55%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,630 (+5.98%) Land $58,750 Building $138,880	$245,896 (+7.38%) Land $58,750 Building $187,146
2024	$2,952.00 (+2.79%)
2023	$2,872.00 (+1.52%) Homeowner's exemption	$186,470 (+3%)	$228,991 (-) Land $58,750 Building $170,241
2022	$2,829.00 Homeowner's exemption	$181,040	$228,991 Land $58,750 Building $170,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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