180 Village Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 180 Village Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 554 sqft · built 1935
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$136,500 (May 2023)
Tax Bill	$511 (2025)
Deeds & Mortgages	May 2023 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455406496199000`

Property Details

APN / Parcel Number

Primary APN	`455406496199000`
Alternative APNs	`54133` `60104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	554 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871 sqft (0.019 acres)
Lot Dimensions	35 ft deep x 20 ft wide
Terrain	Mountain
Porch	Finished/Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60104
Street Address	180 VILLAGE RD
City	MURPHY
State	NC
Zip	28906-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE #115 BEAR PAW 1675/1266
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2039
Census Tract	930603

Owner

180 Village Rd is owned by an individual who acquired it in May 2025.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	6513 SW 92ND CIR, OCALA, FL 34481-2510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	May 18, 2023 · Amount on File
Deed Document Number	001735/244
Deed Book / Page	1735 / 244
Last Transfer Date	May 2, 2025
Transfer Doc	001777/417
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 18, 2023
Property Address	180 VILLAGE RD, MURPHY, NC 28906-1751
Document Number	001735/244
Book / Page	1735 / 244
Map Reference	MB B SL 24
Instrument Date	May 15, 2023
Instrument	2380
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Tax	$273.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2271 BELMONT RD, ARNOLDSVILLE, GA 30619-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 LANGMAID LN, BRADFORD, PA 16701-3937

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 23, 2021
Property Address	180 VILLAGE RD, MURPHY, NC 28906-1751
Document Number	1675/1266
Book / Page	1675 / 1266
Instrument Date	Mar 13, 2021
Instrument	1896
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 536, EUTAW, AL 35462-0536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2271 BELMONT RD, ARNOLDSVILLE, GA 30619-2618

Mortgage

Document Number	16751272
Date	Mar 23, 2021
Instrument	1675/1272

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 180 Village Rd was $511.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00	$60,480	$60,480 Land $12,000 Building $48,480
2023		$60,480	$60,480 Land $12,000 Building $48,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 180 Village Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Village Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR PAW RESORT private · serves 909 people · EPA ID NC0120103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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