180 Terry Ct, Southold, NY 11971 Property Records

Suffolk County and Southold Town property record for 180 Terry Ct, Southold, NY 11971

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Oct 2001)
Tax Bill	$5,774 (2024)
Deeds & Mortgages	May 2022 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473889 59.-11-10`

Property Details

APN / Parcel Number

Primary APN	`473889 59.-11-10`
Alternative APNs	`1000-059.00-11.00-010.000` `388905900000110100000000` `4738007268` `08`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Account Number	08
Street Address	180 TERRY CT
City	SOUTHOLD
State	NY
Zip	11971-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	BOOK 12144 PAGE 888 BILL 006950
Legal Block	11
Legal Lot Number	10
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	2
Census Block	2040
Census Tract	170204

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	180 TERRY CT, SOUTHOLD, NY 11971-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLE'S UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2001 · Amount on File
Deed Sale	Oct 2, 2001 · Amount on File
Deed Book / Page	12144 / 888
Prior Transfer Date	Aug 23, 2001
Prior Transfer Doc	0121440888
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	180 TERRY CT, SOUTHOLD, NY 11971-3033
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234170232
Date	May 14, 2022
Book Page	23417/232

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	180 TERRY CT, SOUTHOLD, NY 11971-3033
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232830085
Date	Jun 3, 2021
Book Page	23283/85
Instrument	DM014736

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	180 TERRY CT, SOUTHOLD, NY 11971-3033
Document Number	0230830413
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 TERRY CT SOUTHOLD NY 119713033, SOUTHOLD, NY 11971-3033

Mortgage

Document Number	0230830413
Date	Nov 29, 2019
Book Page	023083/000413

Lender

Name	PEOPLE'S UNITED BK
Type	Bank
Address	BRIDGEPORT, CT 06604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Southold Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,600 (+57.14%) Land $700 Building $5,900	$1,200,000 (+16,186.64%) Land $127,273 Building $1,072,727
2024	$5,774.00
2023		$4,200 Land $700 Building $3,500	$7,368 Land $1,228 Building $6,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (1992–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile.

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